Andy Hough

Here is a breakdown of my income for February.

Interest	$131.69
Dividends	$22.67
Job	$755.58
Class Action	$1.19
Cashback	$38.05
Ebay	$115.01
Surveys	$49.85
Tax Refunds	$644
Stock Sale	$633.59
Total	$2391.63

February was a decent month for income.

Dividend income came in at $22.67.

Interest income was $131.69.

I received $38.05 in cash back.

I made $1.19 from a random class action payment.

My state and federal tax refunds totaled $644.

My job income was $755.58. That was for one week of work. I’ll get another paycheck later this week and hopefully will have more work this month.

I made $115.01 from eBay sales and $49.85 from surveys.

Lastly, I made $633.59 from a stock sale. I rarely trade stocks outside of my retirement accounts. When I do make trades in my taxable account, I will try to remember to include the gain or loss in my income post.

I hope I will have more job income this month and be able to increase my total income. I will be heading back to Thailand in April and need to build up a little financial cushion.

How was your month?

Here is a breakdown of my expenses for February.

Household	$21.07
Mortgage/Apt	$115
Utilities	$122.95
Entertainment	$13.27
Transportation	$451.03
Food	$99
Visa	$130.17
Health	$455.20
Travel	$107.35
Support	$115
Total	$1630.04

February’s expenses were once again a little high.

Entertainment expense was for one month Amazon Prime subscription, one month Hulu, one month of Paramount Plus and a lottery ticket.

Rent was $115 for our apartment in Chiang Mai.

My transportation expense consisted of $341 for six months of car insurance, $57.04 for an oil change, and $52.99 for gas.

My food expense was $99 even. That is divided between $36.21 for groceries and $62.79 for restaurants. I cut back on eating out and took advantage of a several free or very cheap fast-food specials. This will probably go up a little this month since I intend to eat healthier and eat less fast food.

I paid $130.17 for a round-trip ticket from Chiang Mai to Bangkok so my wife could get her Thai police certificate which we need to complete here U.S. visa application.

Utilities came in at $122.95. This was for electric and internet in the U.S.

The household expense was mainly for a box fan, laptop screws, dog treats, and cleaning supplies.

Travel expense included $84 for a positioning flight from my tiny local airport to DFW and $18 in taxes and fees for an award ticket from DFW-BKK.

I provided $115 of support to my wife.

I spent $455.20 on 14 months of gym membership. I have yet to use it enough to justify the expense, but I will go more often this month.

This month’s expenses should be lower since I’m not expecting any large expenses. How was your month?

Here is a breakdown of my income for January.

Interest	$1219.34
Dividends	$20.17
Bank Bonus	$100
Class Action	$7.70
Amazon Merch	$4.15
Ebay	$0
Surveys	$0
Total	$1351.36

January was an ok month for income considering I didn’t have any job income all month.

Dividend income came in at $20.17.

Interest income was $1219.34. This was much larger than normal due to cashing in a couple of I-bonds.

I received $100 from a bank bonus.

I made $7.70 from a random class action payment.

I made $4.15 from Amazon Merch.

I hope I will have some job income this month and am able to increase my total income. I need a few months of income being larger than expenses.

How was your month?

Here is a breakdown of my expenses for January.

Household	$469.81
Mortgage/Apt	$115
Utilities	$114.38
Entertainment	$23.86
Transportation	$1.71
Food	$259.65
Phone	$9.95
Health	$129.39
Travel	$428.07
Support	$115
Total	$1666.82

January’s expenses were a little high, mainly due to having to pay my annual bar fee of $410.

Entertainment expense was for one month Amazon Prime subscription, one month Hulu, one month of Peacock and a visit to the movies.

Rent was $115 for our apartment in Chiang Mai.

My transportation expense was only $1.71 for a couple of songthaew rides.

My food expense was $259.65 That is divided between $125.23 for groceries and $134.42 for restaurants. This expense will be much lower this month since I’ll only be buying food for myself.

I paid $9.95 for a replacement sim card. I lost my US sim card when switching from my Thai phone service.

Utilities came in at $114.38. This was for electric and internet in the U.S.

The household expense was mainly for my annual bar fee, but it also included a haircut, a gift, and some household items.

Travel expense included $214.62 for 2 domestic round-trip tickets in Thailand. I paid $16.54 for a Bangkok hotel. And I paid $196.91 for some long-distance taxi rides and some shorter transit rides.

I provided $115 of support to my wife.

This month’s expenses should be lower since I’m not expecting any large expenses other than my car insurance renewal. How was your month?