February Expenses – $1630.04

Here is a breakdown of my expenses for February.

Household$21.07
Mortgage/Apt$115
Utilities$122.95
Entertainment$13.27
Transportation$451.03
Food$99
Visa$130.17
Health$455.20
Travel$107.35
Support$115
Total$1630.04

February’s expenses were once again a little high.

Entertainment expense was for one month Amazon Prime subscription, one month Hulu, one month of Paramount Plus and a lottery ticket.

Rent was $115 for our apartment in Chiang Mai.

My transportation expense consisted of $341 for six months of car insurance, $57.04 for an oil change, and $52.99 for gas.

My food expense was $99 even. That is divided between $36.21 for groceries and $62.79 for restaurants. I cut back on eating out and took advantage of a several free or very cheap fast-food specials. This will probably go up a little this month since I intend to eat healthier and eat less fast food.

I paid $130.17 for a round-trip ticket from Chiang Mai to Bangkok so my wife could get her Thai police certificate which we need to complete here U.S. visa application.

Utilities came in at $122.95. This was for electric and internet in the U.S.

The household expense was mainly for a box fan, laptop screws, dog treats, and cleaning supplies.

Travel expense included $84 for a positioning flight from my tiny local airport to DFW and $18 in taxes and fees for an award ticket from DFW-BKK.

I provided $115 of support to my wife.

I spent $455.20 on 14 months of gym membership. I have yet to use it enough to justify the expense, but I will go more often this month.

This month’s expenses should be lower since I’m not expecting any large expenses. How was your month?

January Income – $1351.36

Here is a breakdown of my income for January.

Interest$1219.34
Dividends$20.17
Bank Bonus$100
Class Action$7.70
Amazon Merch$4.15
Ebay$0
Surveys$0
Total$1351.36

January was an ok month for income considering I didn’t have any job income all month.

Dividend income came in at $20.17.

Interest income was $1219.34. This was much larger than normal due to cashing in a couple of I-bonds.

I received $100 from a bank bonus.

I made $7.70 from a random class action payment.

I made $4.15 from Amazon Merch.

I hope I will have some job income this month and am able to increase my total income. I need a few months of income being larger than expenses.

How was your month?

January Expenses – $1666.82

Here is a breakdown of my expenses for January.

Household$469.81
Mortgage/Apt$115
Utilities$114.38
Entertainment$23.86
Transportation$1.71
Food$259.65
Phone$9.95
Health$129.39
Travel$428.07
Support$115
Total$1666.82

January’s expenses were a little high, mainly due to having to pay my annual bar fee of $410.

Entertainment expense was for one month Amazon Prime subscription, one month Hulu, one month of Peacock and a visit to the movies.

Rent was $115 for our apartment in Chiang Mai.

My transportation expense was only $1.71 for a couple of songthaew rides.

My food expense was $259.65 That is divided between $125.23 for groceries and $134.42 for restaurants. This expense will be much lower this month since I’ll only be buying food for myself.

I paid $9.95 for a replacement sim card. I lost my US sim card when switching from my Thai phone service.

Utilities came in at $114.38. This was for electric and internet in the U.S.

The household expense was mainly for my annual bar fee, but it also included a haircut, a gift, and some household items.

Travel expense included $214.62 for 2 domestic round-trip tickets in Thailand. I paid $16.54 for a Bangkok hotel. And I paid $196.91 for some long-distance taxi rides and some shorter transit rides.

I provided $115 of support to my wife.

This month’s expenses should be lower since I’m not expecting any large expenses other than my car insurance renewal. How was your month?

December Income – $508.56

Here is a breakdown of my income for December.

Interest$174.51
Dividends$20.47
Job$22.09
Cash Back$9.60
Amazon Merch$0
Mystery Shop$220
Ebay$0
Other Selling$22.42
Surveys$39.47
Total$508.56

December was not a good income month since I was in Thailand and unavailable for work most of the month.

Dividend income came in at $20.47.

Interest income was $174.51.

I received $9.60 in cash back.

I made $22.09 in job income. That was the payout of my PTO. I’ll try to line up a job for when I return to the U.S. Since I won’t get back until January 29th, I won’t get paid this month even if I am able to work the last couple days of the month.

I made $220 from mystery shopping. I also got a free meal. They offered me increased pay to do some shops that were about to miss their deadline so I completed some shops that wouldn’t normally be worthwhile.

I made $21.09 from other selling.

I made $39.47 from surveys. Unfortunately, I am not allowed to complete the surveys when I’m in Thailand. I still need something to make income while here in Thailand. It may not matter now since my wife should be coming to the U.S. in the next few months.

Although, I won’t have any job income this month will be a better income month due to cashing in a couple of I-bonds. I’m hoping I will have more income than expenses this month.

How was your month?

December Expenses – $1545.23

Here is a breakdown of my expenses for December.

Household$97
Mortgage/Apt$116.18
Utilities$26.72
Entertainment$25.85
Transportation$9.67
Food$241.14
Phone$7.13
Health$8.03
Visa$792
Travel$221.51
Support$0
Total$1545.23

December’s expenses were higher than normal due to having to make a payment to the visa agency that is helping with my wife’s visa application.

Entertainment expense was for one month Amazon Prime subscription, one month Hulu, and a couple visits to the movies.

Rent was $116.18 for our apartment in Chiang Mai.

My transportation expense was only $4.88 for a tank of gas and $4.79 for local transportation. It doesn’t take much to fill up my wife’s motorbike’s gas tank.

My food expense was $241.14 That is divided between $88.36 for groceries and $152.78 for restaurants. That is reasonable since it is for 2 people and we eat out almost every day. I expect this month’s expense will be about the same.

I paid $7.13 for one month of Thai phone service. This month I’ll pay the same amount for another month of service.

Utilities came in at $26.72. This was for electric and water for our Chiang Mai apartment. My mom paid for electric and water for my U.S. residence as a Christmas present.

The household expense was for gifts, deodorant, tp, a haircut, toothpaste, 2 power strips and some other miscellaneous items. This should be slightly lower this month.

Travel expense included $44.79 for a flight from Chiang Mai to Bangkok, $5.60 in taxes and fees on an award ticket from LAX to Springfield, MO and $21.79 to select my seat and get a meal on my Air Asia flight from Bangkok to Tokyo. I also paid $95 for my Chase Sapphire card annual fee, $1.43 for a train from the Taipei airport to my hotel and back, and $3.24 in currency exchange fees.

I provided $0 of support to my wife. When I’m staying with my wife in Thailand any money I provide is accounted for in the appropriate category rather than using the generic support category.

The Visa category expense was $792 for a second and final payment to the visa agency. A small amount of that was for getting a certified copy of a document here in Thailand that is needed for the visa application.

This month’s expenses should be lower since there won’t be a large visa expense. How was your month?