June’s income was good. It was higher than I expected it to be without any job income. I had 12 sources of income during the month.
Dividend income came in at $227.36.
Interest income was $100.40.
I made $878.32 from eBay.
I made $13.39 from cash back.
I made $739.51 from social casinos.
I made $30.71 from surveys.
I made $150 from sportsbooks. I thought the promos had dried up, but there were quite a few new ones for the World Cup, so this source of income isn’t dead yet.
I made $62.22 from other selling.
I made $12.45 from Amazon Merch, $6.42 from a class action, $5 from a mystery shop, and $7.15 from DoorDash.
June’s expenses were unusually high due to having to pay an insurance deductible. Expenses should be back to a normal level this month.
Entertainment expense was $4.33 for Amazon Prime. That was my balance after applying a free gift card to my account. I also got 1 year of Apple TV free from one of my credit cards. I don’t plan on signing up for any other TV services for a while. These plus YouTube provide me with way more stuff than I can watch.
My transportation expense consisted of $148.66 for gas, $79.81 for 2 years license on my car, and $184.82 for maintenance. The maintenance expense is for an alignment and a partial payment on 4 new tires. I was able to finance the tires for 6 months with no interest.
Food expense was $219.28. That is divided between $170.16 for groceries and $49.12 for restaurants. That was abnormally low. Grocery expense was helped by us stocking up at the end of the previous month and having a free $25 Walmart gift card. Restaurant expense was low due to having a free McDonald’s gift card and using some Paze promos.
Travel expense came in at $0.
Utilities came in at $220.90. Internet was $40 and electric/water was $164.91. I also paid $15.99 for the first month of a new trash service. This expense will be higher this month since we will be using the A/C more.
Household expense came in at $1866.31. The big bill was $1700 for my part of our insurance deductible that was used to fix our roof after hailstorm damage. The rest was for miscellaneous household items and flowers, plants and other items for the yard.
I spent $20 for phone service. That was the usual monthly amount plus $5 for extra data.
The $150.79 spent on health for a doctor visit.
I paid $248.79 on my student loan. The loan had been paused since 2020, but they resumed requiring payments again last month.
This month’s expenses should be much lower. How was your month?
May’s expenses were a little higher than I’d prefer. I’m hoping I can reduce expenses about $200 this month. .
Entertainment expense was $18 for an annual subscription to NYT Games. I probably shouldn’t have spent that since I have a lot of free entertainment options, but I do play them daily, so it isn’t a bad value. Amazon Prime and Hulu were covered by credit card rewards and a free gift card.
My transportation expense consisted of $144.06 for gas and $120.13 for maintenance. We should travel a little less this month, and gas is starting to get cheaper, so I hope this expense will be lower this month.
Food expense was $512.42. That is divided between $437.56 for groceries and $74.86 for restaurants. We’re well stocked on groceries, and I got another free McDonald’s gift card so this expense should be lower this month.
Travel expense came in at $0. I hope that will be the same this month.
Utilities came in at $195.20. Internet was $40 and electric/water was $155.20. This expense will be higher this month since we will be using the A/C more.
Household expense came in at $319.69. The big bill was $110 for my CLE. The rest was for miscellaneous household items and flowers, plants and other items for the yard.
I spent $20 for phone service. That was the usual monthly amount plus $5 for extra data.
The $24.41 spent on health was for OTC medicine, my blood pressure medicine, and a supplement.
This month’s expenses will probably be about the same. How was your month?
April income was good. It was much higher than I expected since I only had one paycheck.
Dividend income came in at $8.33.
Interest income was $111.14.
I made $836.66 from eBay and $90 from other selling.
I made $182.19 from cash back.
I made $672.87 from job income. I’ve been having a difficult time getting placed on projects this year so I’ve ramped up my side hustle income.
I made $532 from social casinos.
I made $19.14 from surveys.
I made $125.87 from sportsbooks. The promos are beginning to dry up. This source of income will go down unless I can figure out another way to profit from the sportsbooks.
I made $96.56 from class actions, $4.15 from Amazon Merch, and $1148.97 from capital gains. I sold all stocks in my Robinhood and Webull accounts and used the proceeds to contribute to my Roth IRA. This will result in my dividend income being lower the rest of the year. Next year, I’ll turn 59.5 and will be able to take income from my Roth IRA tax-free. When that happens, I’ll count the dividend income from my Roth as income.
