Expense/Income Tracking

Here is a breakdown of my expenses for April.

Rent	$550
Household	$585.93
Utilities	$257.57
Entertainment	$0
Transportation	$124.88
Food	$369.51
Health	$10.43
Travel	$49
Phone	$20
Total	$1967.32

April’s expenses were about what I expect will be normal, now that I have the monthly rent payment.

Entertainment expense was $0 since credit card rewards covered the Peacock and Hulu expense and a free gift card covered the Amazon Prime expense.

My transportation expense consisted of $124.88 for gas. That was helped a bit by a discounted gas gift card. We’re traveling more this month, and gas has gotten even more expensive, so I expect this expense to be higher this month.

Food expense was $369.51. That is divided between $352.65 for groceries and $16.86 for restaurants. The restaurant expense was much lower than normal due to using a free $100 McDonald’s gift card. The gift card is almost used up so food expense will probably be higher this month.

Travel expense came in at $49. That is for my IHG gift card which gives me one free night a year. Ideally, I use the free night when I would otherwise have to pay a lot for a hotel night. I messed up on this last year. I delayed using the free night trying to get the most value out of it and then almost forgot about it all together. I ended up using it for a hotel night on a trip where we would otherwise have just gone and come back the same day.

Utilities came in at $257.57. Internet was $40 and electric/water was $149.59. There was also a quarterly charge of $67.98 for trash. This expense should be slightly lower this month since there won’t be a trash bill.

Household expense came in at $585.93. The big bills were $251 for A/C repair and $100 prepay for my dad’s cremation. This was for miscellaneous household items and flowers, plants and other items for the yard.

I spent $20 for phone service. That was the usual monthly amount plus $5 for extra data.

The $10.43spent on health was for some over the counter medicine. This expense will be higher this month.

This month’s expenses will probably be about the same. How was your month?

Here is a breakdown of my income for March.

Interest	$117.62
Dividends	$280.53
Job	$160.70
Social Casinos	$322.09
Cash Back	$148.72
eBay	$644.26
Other Selling	$44.63
Sportsbooks	$150
Class Actions	$111.35
Surveys	$9.98
Amazon Merch	$10.02
Total	$1999.90

March income was okay considering the lack of job income.

Dividend income came in at $280.53.

Interest income was $117.62.

I made $644.26 from eBay and $44.63 from other selling.

I made $148.72 from cash back.

I made $160.70 from job income. I’ve been having a difficult time getting placed on projects this year. I need to find a different job or ramp up my side hustle income.

I made $322.09 from social casinos.

I made $9.98 from surveys.

I made $150 from sportsbooks. The promos are beginning to dry up. This source of income will go down unless I can figure out another way to profit from the sportsbooks.

I made $111.35 from class actions and $10.02. Those are both random sources of income that I probably won’t get next month.

How was your month?

Here is a breakdown of my expenses for March.

Rent	$0
Household	$94.35
Utilities	$130
Entertainment	$7.29
Transportation	$181.77
Food	$434.81
Health	$215.70
Travel	$0
Phone	$15
Total	$1078.92

March’s expenses were unusually low.

Entertainment expense was for one month of Peacock, Hulu, and Prime. Credit card rewards eliminated the cost of Peacock and Hulu.

My transportation expense consisted of $130.51 for gas and $51.26 for an oil change.

Food expense was $434.81. That is divided between $310.08 for groceries and $124.73 for restaurants. I have some free gift cards for grocery and fast food that should allow me to lower this expense this month.

Travel expense came in at $0.

Utilities came in at $130. Internet was $40 and electric/water was $90 after being reduced by a gift card. This expense will go up this month.

Household expense came in at $94.35. This was for miscellaneous household items and a small income tax bill.

I spent $15 for phone service. That is the usual monthly amount.

The $215.70 spent on health was for an eye exam, a doctor visit, and some medicine..

This month’s expenses will be considerably higher. I’ve already made a rent payment and paid an A/C repair bill. How was your month?

Here is a breakdown of my income for February.

Interest	$111.50
Dividends	$116.98
Job	$1483.82
Social Casinos	$394
Cash Back	$43.20
eBay	$89.22
Other Selling	$85.43
Sportsbooks	$200
Bank Bonus	$100
Surveys	$65.25
Total	$2689.40

February income was decent for a short month.

Dividend income came in at $116.98

Interest income was $111.50

I made $89.22 from eBay and $85.43 from other selling.

I made $43.20 from cash back.

I made $1483.82 from job income.

I made $394 from social casinos. That was an unusually good month.

I made $65.25 from surveys.

I made $200 from sportsbooks.

I made $100 from a bank bonus.

How was your month?

Here is a breakdown of my expenses for February.

Rent	$1554
Household	$41.40
Utilities	$45
Entertainment	$7.29
Transportation	$282.49
Food	$331.40
Health	$6.67
Travel	$195.30
Phone	$15
Total	$2478.55

February’s expenses were a little high, but reasonable all things considered. The trip to try to get my stepdaughter’s visa was mostly a waste. Trump put a pause on all visas from 75 countries including Thailand the day before we left. This meant we had no chance to get the visa.

Entertainment expense was for one month of Peacock, Hulu, and Prime. Credit card rewards eliminated the cost of Peacock and Hulu.

My transportation expense consisted of $41.92 for gas, $5.57 for a taxi and $235 for six months of car insurance. This expense should be lower this month.

Food expense was $331.40. That is divided between $172 for groceries and $159.40 for restaurants. A couple of free gift cards helped keep this expense lower than usual. This expense will go up this month, but I hope I can keep it under $400.

Travel expense came in at $195.30. That consisted of $145.44 for buses and shuttles and $49.86 for hotels.

Utilities came in at $45. This was for electric, water, and internet. Gift cards from our health insurance paid most of the electric bill. This expense will go up this month unless we get more gift cards.

Household expense came in at $41.40.

I spent $15 for phone service. That is the usual monthly amount.

The $6.67 spent on health was for some over the counter medicine.

The big expense was the $1554 for rent. This month we paid the annual home insurance bill rather than rent. Usually, we will be paying $600 a month for rent.

This month’s expenses should be a little lower. How was your month?