July Income – $3111.23

Here is a breakdown of my income for July.

Interest$5.59
Cash Back$52.35
Online Income$86.24
Job$2876.80
Dividends$47.32
Mystery Shop$25
Ebay/Other Selling$77.13
Concert Ticket$45
Shuttle$100
Insurance Promo$25
Total$3340.43

July was a good earnings month since I had job income for the entire month.

Dividend income came in at $47.32. If you sign up using my Robinhood referral link we will both get one share of free stock. Thanks to anyone who signs up using my link. Every little bit helps.

I received $52.35 in cash back income. If you sign up for Rakuten using my referral link you can start earning cash back too and I’ll get a small bonus for referring you. These little bits of referral income help me keep the blog going.

Interest income was $5.59.

I had $86.24 in online income. I had to pay for a domain name renewal, and I received an Adsense payout this month. I probably won’t have any income or expense in this category this month.

Job income was the big source of income coming in at $2876.80 for the month.

Since I had to work, I was unable to attend the concert I bought a ticket for and was able to sell it back for $45. That was a tiny loss, but I need to count it as income for July since I counted it as an expense in June.

I also received $100 for doing a shuttle from the Branson airport to the Lake of the Ozarks. Finally, I received a $25 Amazon gift card for getting a car insurance quote.

It was nice to have a solid income month again. I’ve made back most of the money I spent during my last trip to Thailand. I’ll be heading to Thailand again next month, so I need to stockpile money before then. I should be working my document review job all this month so this should be another good income month. How was your month?

July Expenses – $1113.26

Here is a breakdown of my expenses for July.

Household$7.03
Mortgage/Apt$355
Support$286.71
Entertainment$39
Transportation$124.53
Food$152.13
Phone$33.28
Health$1.98
Travel$113.60
Total$1113.26

My July expenses were about as low as I can get them anymore. I was happy with the level of expenses.

Entertainment expense was for a New York Times digital subscription, one month of Hulu at 99 cents, a month of Amazon Prime, a lottery ticket and a movie visit with concessions. That was a lot of entertainment for the price.

The mortgage payment was my regular mortgage payment. I

Transportation was for gas and parking. The higher gas prices didn’t affect me much since I work at home. I did go to the city an hour away from me a couple of times or this total would have been much lower.

My food expense was reasonable considering how much inflation has raised food prices. My old goal of $100 a month is much more difficult to achieve now and I’m not trying to achieve that level anymore.

My phone bill was $33.28. It was slightly higher than normal due to increased data usage. It should be slightly lower this month.

The household expense was for a photo and some kraft paper.

Health expense was for one month’s health insurance premium.

Travel expense includes the annual fee on one of my credit cards and taxes on an award ticket for my next flight to Thailand.

There also was an expense of $286.71 to help my wife with some of her expenses in Thailand

This month’s expenses should be about the same.

How was your month?

June Income – $797.91

Here is a breakdown of my income for June.

Interest$5.83
Cash Back$54.46
Online Income($14.16)
Swagbucks Offers$5
Dividends$42.66
Class Action$25.37
Ebay/Other Selling$48.52
Amazon Merch$5.23
CC/Other Promos$25
Bank Bonus$600
Total$797.91

June was another low-income month since I was in Thailand all month and didn’t have any job income.

Dividend income came in at $42.66. If you sign up using my Robinhood referral link we will both get one share of free stock. Thanks to anyone who signs up using my link. Every little bit helps.

I received $54.46 in cash back income. If you sign up for Rakuten using my referral link you can start earning cash back too and I’ll get a small bonus for referring you. These little bits of referral income help me keep the blog going.

Interest income was $5.83.

I had negative $14.16 in online income. I had to pay for a domain name renewal and I didn’t have any income for the month. I think I might get an Adsense payout this month, otherwise I probably won’t have any online income for the month.

I received $5 from a Swagbucks offer and $25 for a couple of other promos. I also received $5.23 from Amazon Merch.

I received a total of $25.37 from four different class actions. None of them were very large, but I will take the free money.

My big money maker for the month was the $600 bank bonus. I plan to do a bank bonus or similar bonus every month while I’m in the U.S. We will see if I follow through.

It was nice to see that all of my different income streams added up to a somewhat decent amount this month. I’m back working my document review job this month so I should have a much higher income in July. How was your month?

June Expenses – $1730.37

Here is a breakdown of my expenses for June.

Household$60.33
Mortgage/Apt$444.46
Gifts/Charity$770.20
Entertainment$45.86
Transportation$50.92
Food$156.25
Phone$28.94
Health$26.52
Travel$146.89
Total$1730.37

My June expenses were high which was expected since I was in Thailand for most of the month.

Entertainment expense was for a New York Times digital subscription, one month of Hulu at 99 cents, and a couple of movie visits with concessions. That was a lot of entertainment for the price.

The mortgage payment was my regular mortgage payment. I also had a month’s rent for the apartment I’m staying in with my wife here in Thailand.

Transportation was for taxis in Thailand and one tank of gas in the U.S. The high gas prices didn’t affect me much in Thailand since I didn’t drive anywhere. They still shouldn’t have much of a direct effect on me since I work at home and don’t drive much.

My food expense was very reasonable since I was often paying for two people. This expense was reduced a lot by eating more local food and just watching what I spent more carefully.

My phone bill was $28.94. It will probably be a little higher this month.

The household expense was for laundry, miscellaneous household items, and a couple items for my Thai wedding.

Health expense was for one month’s health insurance premium, some over the counter meds, and refills of my prescription meds.

Travel expense includes three nights hotel in Thailand, a long-distance shuttle in Thailand from the local airport to my wife’s village and back, a couple of short taxi rides in Thailand, and a tip for my hotel shuttle driver back in the U.S.

The big expense was spending $770.20 on gifts and charity. Most of this was for sin sod which is the Thai version of a dowry.

This month’s expenses should be lower since I plan on working at home and not going anywhere all month.

How was your month?

May Income – $451.10

Here is a breakdown of my income for May.

Interest$3.40
Cash Back$99.84
Online Income$238.50
Swagbucks Offers$7
Dividends$35.17
BA Refund$67.19
Ebay/Other Selling$0
Total$451.10

May was a low income month since I was in Thailand all month and didn’t have any job income. .

Dividend income came in at $35.17. If you sign up using my Robinhood referral link we will both get one share of free stock. Thanks to anyone who signs up using my link. Every little bit helps.

I received $99.84 in cash back income. If you sign up for Rakuten using my referral link you can start earning cash back too and I’ll get a small bonus for referring you. These little bits of referral income help me keep the blog going.

I received $3.40 in interest.

I made $238.50 in online income. I had one advertiser renew their ads for the year. I used to have many advertisers. Now this is the only one. This is enough to cover my hosting and other costs so I won’t complain.

I also received $67.19 from British Airways for a flight that was canceled last year. They initially issued me a voucher. Last month, they decided to issue me a refund instead. I’ll gladly take the miles and cash over a voucher. I’m counting this as income since I did deduct the expense when I purchased the ticket last year. Perhaps, I should have used it to reduce May’s travel expense category.

I’m still in Thailand this month and not working my job so this will be another low-income month. How was your month?