The Problem of Not Wanting Anything

by Andy Hough on September 17, 2017

The fact that I have almost no desire for stuff makes it easy for me to be frugal. It isn’t a sacrifice to not buy stuff that you don’t want in the first place. An example of my lack of desire for stuff is being unable to spend Kohl’s Cash. Last month I had $10 in Kohl’s Cash to spend from buying stuff to resell. The Kohl’s Cash was expiring soon and I couldn’t find anything to resell so I decided I would just buy something for myself. I couldn’t find anything in the store I wanted and ended up letting the Kohl’s Cash expire unused. This month I received another $10 in Kohl’s Cash for my birthday.  There still wasn’t anything I wanted to buy. I ended up buying a pair of pants even though I already had enough pants. I have very little closet place so when I get something new I need to get rid of something old. I did have one pair of pants that are over 10 years old and looking kinda grungy. They weren’t acceptable to wear to work, but I could wear them when I wasn’t concerned about my appearance. (Which is most of the time.) Since I got the new pants, I retired the old pants. Even though the pants were over 10 years old and I only paid about $10 for them it still seemed wasteful to get rid of them.

Although this lack of desire is a positive when it comes to spending money it is a negative when it comes to earning money. Making more money doesn’t seem to have much benefit for me. Last year I made about $20k and this year I will make about $40k. Doubling my income seems like it should lead to a better lifestyle, but I can’t think of anything I can buy now that I wanted to buy before and couldn’t afford.  Most of the additional money I’ve made this year has gone towards paying down my student loans or retirement savings. Those are both things that should benefit me in the future, but they don’t improve my life right now.

I actually think my quality of life was better last year with the lower income. Although I had less money I had a lot more time. Perhaps I put too much value on my time. It isn’t like I am doing much with my free time. Yet, once I have made enough money to pay for what I consider my necessities I have almost no desire to work for more money. During tax season there are plenty of opportunities for overtime and I rarely work overtime since I’d rather have the time off then the extra money. That is basically like paying $30 an hour for my extra free time. Since there isn’t anything I want to buy with that $30 an hour though, using it for more free time seems like a reasonable deal.

I’ve been trying to think of things to spend my additional money on that would improve my quality of life. The additional money has led to me spending a lot more money on restaurants and fast food.  That isn’t really leading to an increase in my quality of life. In fact, eating all of the fast food contributes to health problems that could end up killing me. And once I’m dead my quality of life will be nil. I need to find something else to spend my money on. If you have any ideas I would love to hear them.



September 2017 Net Worth Update

September 4, 2017

In order to keep track of my financial progress or lack of progress I have decided to calculate my net worth a few times a year. My net worth as of 09/3/2017 is as follows.   Assets Cash – $3897 IRA – $27,177 Roth IRA – $1665 Solo 401k – $2825 Car/Stuff – $3300 Liabilities […]

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August Income – $2969.99

September 3, 2017

Here is a breakdown of my income for August. Interest $1.35 Amazon FBA $213.58 Cash Back $10.68 Online $0 Bank Bonus $200 Other Bonus $30.91 Job $2539.5 Total $2996.02   August’s income was pretty good. Most of the income was from my full-time job.  I made about $450 from my non-job sources of income. That […]

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August Expenses – $1661.87

September 1, 2017

Here is a breakdown of my expenses for August. Household $1240.81 Entertainment $13.03 Transportation $53.84 Food $238.25 Travel $0 Phone $29.97 Health $85.97 Total $1661.87 . August was not a great month for expenses. My expenses were way higher than normal and way over my $1000 target. The high expenses were due to my moving […]

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Ibotta $10 Sign Up Bonus

August 28, 2017

When you sign up for Ibotta using my referral link you will receive a $10 welcome bonus and I’ll receive a $5 bonus. This is my referral link that will take you to a web page with more information on the offer. Before you sign up for the bonus, you might want to know what […]

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Ebay Price Match Guarantee

August 27, 2017

eBay has announced that for products in their eBay Deals category they now have a price match guarantee. eBay now guarantees that an eligible deal will be the best price online, or they will match the lower price of a competitor (i.e.,,,,,, or All that’s necessary for the Price […]

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