I Got a Job

by Andy Hough on November 21, 2009

I managed to obtain a part-time job. It isn’t in the legal field and doesn’t make use of my degree in any way but it will at least cover my bills for now. And it will allow me plenty of free time to work on my online endeavors and look for another job. One plus is that the job is working for a non-profit. If I spend ten years working for a non-profit my student loans will be forgiven. I don’t see myself spending ten years working for this company but the time is cumulative so it could be added to any time spent working a public service job in the future. I am training this week and starting next weekend. I’ll let you know how it goes.

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If You Need Stocks, You Can’t Afford Them

According to economist Zvi Bodie. In a Money magazine article he says that if you need the high return of stocks to reach your goals then you can’t afford to invest in stocks. You should read the article to get all the details but this is a general summary of what he [...]

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The Infrared Heater Scam

Now that it is getting colder the ads for the miracle heaters are coming out again.  They promise that their highly efficient heaters can save you 50-60% on your heating bills but do these wonders of Amish technology really work?
It is true that these heaters are highly efficient.  This is because all electrical heaters are [...]

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Simplest Way to Cut Heating Costs

The simplest way to cut your heating costs is to not turn on your heat.   This article tells of a  no heat contest where people see how long they can go into the winter without turning on their heat.  The family that won last year made it to December 31.  They live in New Jersey [...]

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Inertia

In the absence of force, a body either is at rest or moves in a straight line with constant speed.  My body is at rest right now and there isn’t any force to get it moving.  I am having a hard time getting motivated to do anything right now either mentally or physically.   I [...]

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Dollar Store Deals

Due to my recent move I needed to acquire a few household items.  Being a Tight-Fisted Miser I didn’t want to pay any more than necessary for them.  Therefore I checked out the dollar store and was able to find a few things I needed there.
The best deal at the dollar store is probably the [...]

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Moving Day

I am moving in to my new apartment today.  I managed to find a one-bedroom apartment for $360 a month.  That is a pretty cheap even for Kansas City.  The apartment is nice it is just in an old building.  That is my best tip for finding a cheap apartment – look for an older [...]

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October Expenses – $1446.44

Here is a breakdown of my expenses for September.

Household

$406.98

Entertainment

$54.61

Transportation

$601.89

Food

$84.33

Medical/Dental

$61.66

Phone

$11.77

Education

$52.20

Debt

$173.00

Total

$1446.44

My expenses were a little high this month. That was mainly due to my car purchase. I left out the cost of the car purchase to keep my monthly figure from being skewed too much. I did count the expense of sales tax, registration, [...]

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October Income – $1586.35

Here is a breakdown of my income for October.

Online Income

$427.46

Interest

$74.80

Stock Dividends

$17.54

Bonuses

$260

Medical Study

$800

Survey/Cashback

$6.55

Total

$1586.35

My income for October was good considering it was all alternative and passive income. It was higher than my expenses – if you don’t include my car purchase – which is always a plus. I will be hard pressed to match this amount of [...]

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October Investment Income – $85.24

My October Investment income rose to $85.24 from $83.28 the month before. The rise was mainly due to adding more money to my stock portfolio although my portfolio did slightly rise in value also. I will probably not be able to add to my investments this month so any rise in my income [...]

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