I have set three goals to achieve in 2024. I’ll review my progress towards the goals monthly. This is the first review.
My first goal is to add $10,000 to my savings. I haven’t made any progress on this goal. I’m hoping that I will find a job this month and be able to make at least a small contribution to my savings to get this goals started.
My second goal is to lose weight. I did manage to lose six pounds in January. I’m satisfied with that progress. I’ve gone backwards so far this month, but I feel confident I can get back on track and make more progress on this goal
My third goal is to run a half marathon or marathon. I didn’t really make any progress on this goal last month. I have joined a gym this month and aim to run on the treadmill most days. I’ve got a long way to go on this goal. I will make progress this month.
I’m off to a slow start on meeting my goals. That was expected since I was in Thailand in January. Living there helps my goal of losing weight, but it doesn’t help my other two goals. I will make better progress this month.
December was not a good income month since I was in Thailand and unavailable for work most of the month.
Dividend income came in at $20.47.
Interest income was $174.51.
I received $9.60 in cash back.
I made $22.09 in job income. That was the payout of my PTO. I’ll try to line up a job for when I return to the U.S. Since I won’t get back until January 29th, I won’t get paid this month even if I am able to work the last couple days of the month.
I made $220 from mystery shopping. I also got a free meal. They offered me increased pay to do some shops that were about to miss their deadline so I completed some shops that wouldn’t normally be worthwhile.
I made $21.09 from other selling.
I made $39.47 from surveys. Unfortunately, I am not allowed to complete the surveys when I’m in Thailand. I still need something to make income while here in Thailand. It may not matter now since my wife should be coming to the U.S. in the next few months.
Although, I won’t have any job income this month will be a better income month due to cashing in a couple of I-bonds. I’m hoping I will have more income than expenses this month.
December’s expenses were higher than normal due to having to make a payment to the visa agency that is helping with my wife’s visa application.
Entertainment expense was for one month Amazon Prime subscription, one month Hulu, and a couple visits to the movies.
Rent was $116.18 for our apartment in Chiang Mai.
My transportation expense was only $4.88 for a tank of gas and $4.79 for local transportation. It doesn’t take much to fill up my wife’s motorbike’s gas tank.
My food expense was $241.14 That is divided between $88.36 for groceries and $152.78 for restaurants. That is reasonable since it is for 2 people and we eat out almost every day. I expect this month’s expense will be about the same.
I paid $7.13 for one month of Thai phone service. This month I’ll pay the same amount for another month of service.
Utilities came in at $26.72. This was for electric and water for our Chiang Mai apartment. My mom paid for electric and water for my U.S. residence as a Christmas present.
The household expense was for gifts, deodorant, tp, a haircut, toothpaste, 2 power strips and some other miscellaneous items. This should be slightly lower this month.
Travel expense included $44.79 for a flight from Chiang Mai to Bangkok, $5.60 in taxes and fees on an award ticket from LAX to Springfield, MO and $21.79 to select my seat and get a meal on my Air Asia flight from Bangkok to Tokyo. I also paid $95 for my Chase Sapphire card annual fee, $1.43 for a train from the Taipei airport to my hotel and back, and $3.24 in currency exchange fees.
I provided $0 of support to my wife. When I’m staying with my wife in Thailand any money I provide is accounted for in the appropriate category rather than using the generic support category.
The Visa category expense was $792 for a second and final payment to the visa agency. A small amount of that was for getting a certified copy of a document here in Thailand that is needed for the visa application.
This month’s expenses should be lower since there won’t be a large visa expense. How was your month?