Here is a breakdown of my expenses for November.
November was a high expense month. I had a few low expense months in a row so I suppose I was due for a high expense month. The expense isn’t as bad as it would first appear though since a good chunk of my November expenses went towards paying future expenses. Also we had a trip to Las Vegas for four days and Greenville,SC for another three days which increased my expenses a bit.
I signed up for the Chase Sapphire Reserve card and paid a $450 annual fee. Although I hate paying a large annual fee like that I will get much more value from the card than I paid for the annual fee. I’ve already used the card to get $300 credit for flights next year. I’ll get another $300 travel credit next year and I’ll receive a 100,000 point bonus that is worth $1500 in travel expenses. Taking that into account I paid for a lot of next year’s travel in November.
I also bought a bunch of discounted restaurant gift cards and a couple of movie gift cards. My restaurant expense should be zero this month and probably next month as well. The movie gift cards should cover my movie expense for this month and possibly a bit of January’s expense. My gift card expenditures in November will lead to much lower food and entertainment expense this month and probably next month as well.
All of my other expenses were pretty much in their normal range. I don’t expect any major changes to my expenses other than the ones I already discussed. December should see my expenses return to their normal level.
How was your November?