I didn’t put any money into savings in April and I did not take any money out of savings in April leaving me with a 0% savings rate for April. I could have made a token contribution to savings in April, but since my future income is uncertain I decided not to add to my … Read more
I didn’t put any money into savings in April and I did not take any money out of savings in April leaving me with a 0% savings rate for April. I could have made a token contribution to savings in April, but since my future income is uncertain I decided not to add to my … Read more
October was not a great month for saving. I made $803.19 and saved $100 for 12.4% of my income saved. This was way below my goal of saving 50% of my income. It is difficult to save much when my income is that low. I lowered my SWR to 47.67% from 49.28% the month … Read more
Using the early retirement calculator at Networthify I crunched the numbers for early retirement with an expense level of $500 a month. This was mostly an academic exercise since I can’t currently live on that low of an amount and that probably won’t change. The calculator lets you input a number of variables and it … Read more
June was another bad month on my progress towards financial independence. My SWR has increased to 59.41% from 55.15% the month before. Some of that is because I am setting money aside for my hiking expenses and another reason is I haven’t been saving much. And in June my investments actually lost money to make … Read more