Archive for the ‘Expense/Income Tracking’ Category

May Investment Income

Monday, June 9th, 2008

My investment income for May came to $27.66.  This is a very small increase from $27.50 for April.  I didn't contribute any money to my Roth IRA.  I forgot to include my 401k last month or my income wouldn't have gone up at all.  My 401k is tiny right now.  ...

May Income

Friday, June 6th, 2008

Here is a breakdown of my income for May. Job $728.39 Online Income $392.65 Stimulus Payment $368.00 Gambling $64.00 Survey/Half $46.58 Bank/Other Bonuses $167.99 Interest $45.24 Gift Card Promo $52.15 Total $1865.00 I'm quite pleased with the total. I only worked part time but my online income and other alternative income helped give me a good income for the month. I'll add more analysis later.

May Expenses

Thursday, June 5th, 2008

Here is a breakdown of my expenses in May. Household $392.78 Utilities $90.95 Transportation $242.35 Food $68.43 Entertainment $75.79 Student Loan Debt $97.00 Total $967.30 I finally got my expenses back down under the $1000 mark. Expenses should be pretty much the same in June. I do make a 3 hour drive twice a week now which might increase my gas costs but ...

April Investment Income- $27.50

Tuesday, May 6th, 2008

This is not my actual investment income. To get this figure I first add up my retirement accounts, emergency fund, and any other money I consider permanent savings.  What the total of my savings would earn at 6% interest for a month is my monthly investment income. The 6% figure ...

April Expenses-$1581.53

Monday, May 5th, 2008

Here is a breakdown of my expenses for April. Rent/Household $441.27 Utilities $94.28 Transportation $184 Entertainment $454.50 Food $133.48 Student Loans/Education $274.00 Total $1581.53 Expenses were way too high for April. My goal is to keep my expenses under $1000 not counting optional debt repayment. If my entertainment expenses wouldn't have been ridiculously high I would have been on budget. Most of the entertainment ...

April Income- $371.06

Thursday, May 1st, 2008

Here is a breakdown of my income for April. Online Income $312.52 Interest $48.54 Survey $5 Mystery Shop $5 Total $371.06 Since I can't work during the semester all of my income is alternative income. I'm really pleased with my online income. I've already made this year than all of last year. May should be even better than April. Most of ...

Tracking Every Penny and My Non Budget

Wednesday, April 23rd, 2008

Over at My Two Dollars last week David wrote a post arguing against what he called "Watching Every Last Penny Syndrome." Since I track every penny I spend and earn I have to disagree with that post. This is something I started doing after reading "Your Money or Your ...

March Expenses

Wednesday, April 2nd, 2008

Here is a breakdown of my expenses for March: Household $378 Utilities $107.11 Transportation $151.90 Entertainment $335.85 Food $121.96 Student loans $100 Health Insurance/Medical $170.22 Total $1365.04   My expenses are too high mainly because of my entertainment expense.  I really need to cut that one back.  My health insurance is paid for three months so I shouldn't have any medical expense this month. Other categories should be ...

March Income

Tuesday, April 1st, 2008

Here is a breakdown of my income for March. Online Income $115.69 Survey $5 Interest $69.43 Tax Refund $133.93 Total $324.05   My online income came down a lot but I'm still happy with it.  I'm on track to make a lot more than last year.  My interest income is high because I'm including ING Direct referral bonuses.  April will be another ...

February Expense

Wednesday, March 5th, 2008

Here is a breakdown of my expenses for February: Household $382.10 Utilities $118.68 Transportation $623.49 Entertainment $536.83 Food $110.06 Education/Student Loans $120.16 Total $1891.32   My expenses were way too high last month.  I spent $440 on a new clutch for my car which made my transportation expense much higher than normal.  My vacation in Cancun made my entertainment expense abnormally high.  The bad ...