My credit score for November was 729 up from 722 the month before. My credit score seems to be staying in the 720 range the past few months which makes sense since I am not doing anything that should have much effect on my credit. 720 or better is considered good credit so this is good enough for me. I don’t plan on borrowing any money but it can be helpful to have good credit regardless.
I receive my credit score for free from one of my credit card companies. I never use that particular card anymore. The only reason I ever sign in to my account is to see my latest credit score.
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I had that card and kept it for the same reason… to check my credit score. I just got a letter in the mail the other day that it’s been closed due to inactivity. I called and they said that cards closed for this reason are not eligible to be reopened.
If you haven’t used it in the last year, you might want to throw a small charge on there just to keep it open.
Thanks for the warning. I can’t even remember when I last used the card. I haven’t even bothered to activate the new card they sent me this summer. Guess I’ll make a small charge on it.