Here is a breakdown of my income for July.

Interest	$38.21
Dividends	$14.43
Job	$3370.91
Social Casinos	$173
CC Bonus	$125
Bank Bonus	$50
Ebay	$265.99
Amazon Merch	$4.15
Total	$4041.69

July was a good month for income.

Dividend income came in at $14.43. It will be much higher this month.

Interest income was $38.21 This amount is down because I moved some money to qualify for a bank bonus and I also moved a big chunk of cash to the stock market. So far, moving the money from my interest earning account to stocks has been a losing move. I’m hoping it will prove to be the right move in the long run.

I made $265.99 from selling on eBay. I spent a bit more time listing items on eBay and that resulted in more sales.

I made $125 from a credit card bonus and $50 from a bank bonus. If the bonuses that are scheduled to post this month, post correctly then I will make a lot more from bonuses this month.

I made $3370.91 from job income. Although I had a couple of weeks where I got less than 40 hours this was more than offset by having five paychecks during the month. I’m currently between projects. If it takes me very long to get on another project then job income could be way down this month.

This month’s income will probably be a little lower.

How was your month?

Here is a breakdown of my expenses for July.

Household	$239.16
Utilities	$330.28
Entertainment	$2.98
Transportation	$801.66
Food	$399.45
Health	$66.17
Travel	$0
Phone	$15
Total	$1854.70

July’s expenses were a little higher than I’d prefer.

Entertainment expense was for one month of one month Hulu and one month of Peacock, My monthly Prime bill was paid by a free gift card I got for signing up for the Prime Visa card.

My transportation expense consisted of $141.46 for gas, $260.20 for a jump start and a new battery, and $400 for an electric bike. We haven’t used the bike much yet and I doubt we’ll ever use it enough for it to reduce our gas expense. The bike is fun though, and I plan to use it more when the weather is cooler.

My food expense was $399.45. That is divided between $194.30 for groceries and $205.15 for restaurants. That is much better than last month. We didn’t need to buy as many groceries in July since we were well stocked from June’s grocery shopping. It will be difficult to keep this total under $400 this month. I will try to eat less fast food so that should help a little.

Travel expense came in at $0.

Utilities came in at $330.28. This was for electric, water, and internet. The electric/water bill was $250. That was caused by a lot of A/C use due to a heat wave and also a lot of watering of the yard and garden. There were a couple of times that the water was accidentally left on overnight. Hopefully, that won’t happen this month and the water bill will be lower. I will also hope for cooler temperatures so we don’t need to run the A/C so much.

Household expense came in at $239.16. This was mostly spending on the yard and normal household stuff. There was an expense of $75 to pay a young relative for painting part of our fence. This expense should be lower this month since I won’t need to pay for painting and shouldn’t need to buy much more stuff for the yard.

I spent $15 for one month of phone service for my wife.

The $66.17 spent on health consisted of $61.46 for health insurance and $4.71 for medicine.

This month’s expenses should be lower. How was your month?

Here is a breakdown of my income for June.

Interest	$84.80
Dividends	$27.29
Job	$2923.08
Surveys	$28.76
Cashback	$25.81
Ebay	$31.47
Amazon Merch	$0
Total	$3121.21

June was a good month for income.

Dividend income came in at $27.29.

Interest income was $84.80. This amount is down because I moved some money to qualify for a bank bonus and I also moved some cash to the stock market.

I made $31.47 from selling on eBay.

I made $25.81 from cash back and $28.76 from surveys.

I made $2923.08 from job income.

This month will probably be about the same as long as I have steady work at my job.

How was your month?

Here is a breakdown of my expenses for June.

Household	$381.36
Utilities	$256.63
Entertainment	$53.07
Transportation	$198.64
Food	$709.04
Student Loan	$100
Health	$28.32
Travel	$0
Phone	$214.26
Total	$1941.32

June’s expenses were higher than I’d prefer.

Entertainment expense was for one month of Amazon Prime, one month Hulu, one month of Peacock, one month of Max and a trip to the movies. Two movie tickets, one popcorn and one drink cost $32.81 and that was using coupons. I don’t think going to the movie theater is a good value anymore. Since I have plenty to watch on the streaming services I probably won’t go to the movies again until I get a special deal.

My transportation expense consisted of $198.64 for gas.

My food expense was $709.04. That is divided between $504.59 for groceries and $204.45 for restaurants. That is much higher than I’d like. We are well stocked for this month and I’ll keep a closer eye on food spending so this expense should go way down this month.

Travel expense came in at $0. I did book a couple of tickets with miles, but I’m very likely to have to cancel them so I’m not counting the taxes and fees on the award ticket as an expense yet.

Utilities came in at $256.63. This was for electric, trash, and internet.

Household expense came in at $381.35. This was much higher than normal. The big expenses were buying a lawn mower and lots of lawn care stuff. The rest was the usual cleaning supplies, personal hygiene items, and lots of other household stuff.

I spent $214.26 for one month of phone service for my wife plus one year of phone service for me.

The $28.32 spent on health consisted of $8.32 for medicine, and $20 for a doctor’s visit. I saved some money in this category since I was able to pay my wife’s health insurance premium with rewards earned for completing healthy activities through her health insurance. This expense will be higher this month.

This month’s expenses should be lower. How was your month?

Here is a breakdown of my income for May.

Interest	$139.35
Dividends	$25.08
Job	$2934.25
Surveys	$0
Cashback	$133.10
Ebay	$159.14
Amazon Merch	$8.30
Total	$3399.22

May was a good month for income.

Dividend income came in at $25.08.

Interest income was $139.35.

I made $159.14 from selling on eBay.

I made $133.10 from cash back.

I received $8.30 from Amazon Merch.

I made $2934.25 from job income.

This month will probably be about the same as long as I have steady work at my job.

How was your month?