Expense/Income Tracking

September Expenses- $756.50

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Here is a breakdown of my expenses for September.

Household

$382.98

Utilities

$89.40

Transportation

$80.70

Food

$28.69

Entertainment

$72.12

Student Loan Debt/Education

$102.61

Total

$756.50

I was quite happy with how low my expenses were last month.  I was lucky in that none of my irregular expenses were due and no unusual expenses popped up.  I won’t be able to repeat such a low amount this month because my $200 quarterly health insurance payment is due.  Most other expenses should remain roughly the same.  This is the first month I won’t be paying rent on my own apartment but rather contributing a similar amount to my GF as my contribution towards our household expenses.  This shouldn’t make much difference in my finances but we’ll see what happens.

September Income- $887.81

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Here is a breakdown of my income for September.

Online Income $657.02
Bonuses $210
Interest $11.25
Surveys/Ebay/Cashback $9.54
Total $887.81

My income was decent considering I didn’t have any job related income. I won’t likely be able to repeat the amount of online income this month though. My income was higher than my expenses for September but it still needs to be higher for me to continue not having a job.

August Income- $1389.60

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Here is a breakdown of my income for August.

Job

$864.82

Online Income

$355.50

Bank/Referral Bonuses

$135

Interest

$16.88

Surveys/Selling Stuff

$17.40

Total

$1389.60

My income was decent considering I only worked for about half the month.  M y online income should be up significantly next month.  I use the cash method of accounting, I had a good amount of affiliate sales in August that won’t be counted until I receive them this month.  It will be difficult to make up the $864 in job income though.  I’m working on some ways to increase my online income but it will probably be a couple months before I see any results.

August Expenses- $1214.69

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Here is a breakdown of my expenses for August.

Household

$437.32

Utilities

$90.60

Food

$32.51

Transportation

$149.15

Entertainment

$85.75

Charity

$200

Student Loan Debt/Education

$219.36

Total

$1214.69

I went over my goal of $1000 but that mostly was because of the $200 I gave to charity so I’m ok with that. Should be under $1000 this month because my education expense will be down since I’ve bought all my books and I won’t have a donation to charity. Transportation costs should go down since I’m not doing the delivery job anymore. My food costs were only $32.51 since I ate most meals at my girlfriend’s house. That cost will go up this month because I’m going to start buying some of our groceries. The other expenses should remain roughly the same.