passive income

December Income – $896.30

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Here is a breakdown of my income for December.

Online Income

$414.12

Interest

$46.95

Stock Dividends

$117.96

Job

$309.32

Survey/Cashback

$7.95

Total

$896.30

I did manage to increase my income in December as compared to November. It still wasn’t quite enough to cover my expenses though. I do need to start making more money than I spend and I should be able to do that this month. I didn’t make much money from my job last month since I didn’t have the opportunity to work very many hours. That will change this month and I should make quite a bit more money from the job. It will not be full-time hours and the pay isn’t much so it isn’t going to be too much. It is a good thing I have passive income and alternative income to help pay my bills as well.

A lot of my stocks paid dividends in December but not as many pay dividends in January so that will be down this month.  There probably won’t be any other significant changes in my income this month.

November Investment Income – $89.13

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My November investment income rose to $89.13 from $85.24 the month before. This was all from the value of my portfolio increasing as I didn’t add any money to my portfolio in November. I won’t be adding any money this month either so it will be up to the market to increase my income.

Disclaimer: This is not my actual investment income. To get this figure I first add up my retirement savings, emergency fund, and any other money I consider permanent savings. What the total of my savings would earn at 6% interest for a month is my monthly investment income. My goal is to get this amount to $1000 a month. If I have $1000 in monthly passive investment income I will be able to retire early.

November Income – $357.16

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Here is a breakdown of my income for November.

Online Income

$219.37

Interest

$57.36

Stock Dividends

$14.83

Bonuses

$50

Mystery Shop

$8.00

Survey/Cashback

$7.60

Total

$357.16

My November income was pretty poor. It was mostly passive income at least.  It shouldn’t be any problem increasing my income this month. I already know my online income will increase due to scheduled Adsense and affiliate payouts. Dividend income will increase since many of my stocks pay dividends this month.  I will also have job income which should help although I probably won’t be working a lot of hours.

October Income – $1586.35

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Here is a breakdown of my income for October.

Online Income

$427.46

Interest

$74.80

Stock Dividends

$17.54

Bonuses

$260

Medical Study

$800

Survey/Cashback

$6.55

Total

$1586.35

My income for October was good considering it was all alternative and passive income. It was higher than my expenses – if you don’t include my car purchase – which is always a plus. I will be hard pressed to match this amount of income in November since I don’t have any study money or bonus money coming . It is possible that I will have some income from a j-o-b this month but it will probably not add much to my total income.

October Investment Income – $85.24

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My October Investment income rose to $85.24 from $83.28 the month before. The rise was mainly due to adding more money to my stock portfolio although my portfolio did slightly rise in value also. I will probably not be able to add to my investments this month so any rise in my income will have to come from a rising market.

Disclaimer: This is not my actual investment income. To get this figure I first add up my retirement savings, emergency fund, and any other money I consider permanent savings. What the total of my savings would earn at 6% interest for a month is my monthly investment income. My goal is to get this amount to $1000 a month. If I have $1000 in monthly passive investment income I will be able to retire early.