Expense/Income Tracking

April Income- $490.30

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Here is a breakdown of my income for March.

Online Income

$379.81

Interest

$57.34

Survey

 $3

Stock Dividends

$42.87

Ebay

$7.28

Total

$490.30

My income was decent for the month considering it was all alternative income. My income should go up slightly or a lot this month as I have at least some medical study income coming and possibly a large amount of medical study income coming. If I do end up hiking my income will probably go down a little while I’m hiking but I plan to concentrate on bringing it back up when I finish the hike.

April Expenses- $825.80

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Here is a breakdown of my expenses for April.

Household

$412.16

Transportation

$12.25

Food

$59.02

Entertainment

$166.72

Education/Debt

$80.00

Phone

$33.99

Medical/Dental

$61.66

Total

$825.80

This was a good month being slightly under a $10,000 a year budget.  My food expense was a little high since this figure is only for lunches and snacks.  I need to cut back on the fast food and junk food.  Entertainment was high since I spent $80 on gambling.

My expenses for this should go down if I go on my hike.  If I don’t hike my expenses will likely go up this month.  I’d like to hike but I have an opportunity to make good money over the next couple months.  If that opportunity does not come through than I will go hiking.  Either way is pretty good.  I should find out tomorrow if I get the money-making opportunity. If so it will start almost immediately, if not I’ll be leaving for my hike on Monday.

April Investment Income- $63.83

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My investment income had another nice increase last month to $63.83 from $58.12 the month before. This was due to the gains in the stock market. My personal stock portfolio is now showing a profit and my IRA is finally starting to gain back some of its losses.

Disclaimer:This is not my actual investment income. To get this figure I first add up my retirement accounts, emergency fund, and any other money I consider permanent savings. What the total of my savings would earn at 6% interest for a month is my monthly investment income.

March Investment Income- $58.12

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My March investment income had a nice rise to $58.12 from $51.69 the month before.  This was due to my stock portfolio rebounding nicely and allocating a little more of my savings to my emergency fund.  The total would have been even better if the mutual fund in my Roth IRA would have participated in the March market rebound.  Somehow this mutual fund managed to barely go up in value despite the rise in the stock market.  I guess I should be happy it didn’t lose money like it has mostly been doing the past few months.

Disclaimer:This is not my actual investment income. To get this figure I first add up my retirement accounts, emergency fund, and any other money I consider permanent savings. What the total of my savings would earn at 6% interest for a month is my monthly investment income

March Income- $549.11

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Here is a breakdown of my income for March.

Online Income

$416.24

Interest

$46.89

Bank/Other Bonuses

$25

Survey

 $6

Stock Dividends

$45.14

Cash Back/Ebay

$9.84

Total

$549.11

My income for March was down as expected because I didn’t have any medical study income in March.  My online income did go up a little but I expect it to fall this month.  My interest income is overstated because I’m including the principal I was paid back from my Lending Club loans.  Dividends were higher than normal because so many of my stocks pay dividends in February. Overall I expect my income to go down slightly this month.