Expense/Income Tracking – Page 92

October Expenses – $1446.44

November 4, 2009 by Andy Hough

Here is a breakdown of my expenses for September.

Household	$406.98
Entertainment	$54.61
Transportation	$601.89
Food	$84.33
Medical/Dental	$61.66
Phone	$11.77
Education	$52.20
Debt	$173.00
Total	$1446.44

My expenses were a little high this month. That was mainly due to my car purchase. I left out the cost of the car purchase to keep my monthly figure from being skewed too much. I did count the expense of sales tax, registration, and insurance though which caused my transportation expense to be high. I should get my expenses back down to the $1000 level this month.

At the end of October my car had a cost per mile of $4.98. That isn’t too bad considering I had only had it a couple weeks. By the end of this month that figure should be way down. If I were to take out the purchase price from my total car cost I would obviously have a much cheaper cost per mile. Even though I could probably sell my car for close to what I bought it I am going to keep the purchase cost in my total cost since I plan to drive the car until it is near worthless.

October Income – $1586.35

November 3, 2009 by Andy Hough

Here is a breakdown of my income for October.

Online Income	$427.46
Interest	$74.80
Stock Dividends	$17.54
Bonuses	$260
Medical Study	$800
Survey/Cashback	$6.55
Total	$1586.35

My income for October was good considering it was all alternative and passive income. It was higher than my expenses – if you don’t include my car purchase – which is always a plus. I will be hard pressed to match this amount of income in November since I don’t have any study money or bonus money coming . It is possible that I will have some income from a j-o-b this month but it will probably not add much to my total income.

October Investment Income – $85.24

November 2, 2009 by Andy Hough

My October Investment income rose to $85.24 from $83.28 the month before. The rise was mainly due to adding more money to my stock portfolio although my portfolio did slightly rise in value also. I will probably not be able to add to my investments this month so any rise in my income will have to come from a rising market.

Disclaimer: This is not my actual investment income. To get this figure I first add up my retirement savings, emergency fund, and any other money I consider permanent savings. What the total of my savings would earn at 6% interest for a month is my monthly investment income. My goal is to get this amount to $1000 a month. If I have $1000 in monthly passive investment income I will be able to retire early.

September Investment Income – $83.28

October 12, 2009 by Andy Hough

My September investment income rose to $83.28 from $82.51 the month before. This isn’t much of a rise but at least my income is going in the right direction. I didn’t add any money to my investments in September so the rise was from investment portfolio increasing in value. I plan to add a little money to my portfolio this month so I should have another rise in my investment income unless my stocks tank.

September Income – $385.07

October 9, 2009 by Andy Hough

Here is a breakdown of my income for September.

Online Income	$215.10
Interest	$77.86
Stock Dividends	$86.11
Survey	$6
Total	$385.07

September was not a good month for income. This isn’t too surprising since I was traveling for most of the month. On the positive side $385.07 isn’t bad income since most of it was passive income. I’ve already passed September’s income this month so October should be a much better month for income.