Andy Hough

Here is a breakdown of my expenses for July.

Household	$144.12
Rent	$225.00
Entertainment	$43.08
Transportation	$273.35
Food	$260.39
Travel	$80.74
Phone	$32.25
Student Loan	$132.58
Health	$135.68
Total	$1327.19

My July expenses were much higher than I would have preferred. After returning home from Thailand I went a little crazy with my spending. I’ll rein my spending back in this month.

New shoes, shelving, and Internet made up most of the household expense. The remaining amount was for laundry, gifts, and various items I needed for my new apartment.

Rent was for half a month’s rent. This expense will be $450 a month until I move again. That is pretty cheap rent for where I live but it is more than I like to pay and it seems expensive compared to Thailand.

Entertainment was all for movies and concessions. I signed up for Regal Theatre’s Unlimited Movie Pass this month. It was just under $20 with tax. If I can keep from buying concessions I will get a lot of entertainment for my money

My transportation expense was high. I did a lot of driving for Uber and traveled between southern Missouri and KC a couple of times. That resulted in a lot of money spent on gas. I also had a $131.25 car repair. Hopefully, I won’t have a car repair this month. I’m also plan to cut back or stop driving for Uber which will save me gas money.

My food expense was ridiculous. I gave myself permission to indulge in all the foods I had been missing when I returned from Thailand which turned into bingeing on junk food and fast food the rest of the month. I’ve already gained back 10 of the 18 pounds I lost in Thailand. This month I will cut the food expense way down and eat much better. I’ll also start losing weight again.

My biggest travel expense was $52.85 for a Holiday Inn Express in Bangkok. I should have stayed at a cheaper hotel or used points to stay elsewhere. The rest of the expense was for buses and shuttles. I’m returning to Thailand the beginning of October and will spend a little this month preparing for that trip.

My phone bill had a little more data usage than I expect to have the next few months. My normal bill will be just a little bit lower.

My health expense was for one month of health insurance and the enrollment fee and one month’s dues for a fitness center membership. This expense should be about the same this month.

I”m hoping that I do much better at keeping this month’s expenses under control. It will be difficult to keep my expenses under $1000 this month since I now have a $450 rent expense. I’m going to see how close I can get to that goal. How was your month?

Here is a breakdown of my income for June.

Interest	$4.77
Amazon FBA	($5.48)
Job	$0
Capital Gains	$234.59
Cashback	$0
Dividends	$17.19
Online	$0
Total	$251.07

My income was quite low again this month . This was to be expected since I am unemployed while in Thailand and I don’t currently earn much from my alternative sources of income. At least June’s income was better than May’s income and even this meager income is almost enough to pay a month’s rent in Thailand. I hope to return to work this month and get at least one paycheck which will make this month a better income month.

Amazon FBA income was negative for the month. I had one sale which was later returned costing me a little over $5 in fees. This month I will send in more inventory to Amazon and should have at least a little bit of profit.

My online income was $0. I did earn a tiny bit of affiliate income from Amazon. That income won’t be counted until it is actually paid. I’m considering making a new wager with HealthyWage and blogging about the process which will hopefully lead to some affiliate commissions. My links for Bluehost (aff link) and  (aff link) Hostgator for web hosting didn’t result in any commissions. I’ll keep trying. I need to do some review posts or something different to create interest.

My dividend income was about the same as the previous month. It will probably be about the same again this month.

Capital gain income was from selling some shares of Red Hat. I also got one free share of stock from Robinhood from a referral. That will be a capital gain for this month since I didn’t get around to selling the free share during June. If you sign up using my Robinhood referral link we will both get one share of free stock. Thanks to anyone who signs up using my link. Every little bit helps.

How was your month?

Here is a breakdown of my expenses for June.

Household	$107.91
Rent	$37.78
Entertainment	$59.61
Transportation	$0
Food	$230.31
Travel	$161.29
Phone	$39.58
Student Loan	$132.58
Health	$1078.51
Total	$1847.57

My June expenses were well over my target of $1000 for the month. That was due to having almost $1000 of dental work done in June. Without the dental bill my monthly expense total would have easily been under $1000.

An electric bill of just under $90 made up most of the household expense. The remaining amount was for laundry, a haircut, gifts, and personal hygiene items.

Rent was extremely low since most of June’s rent was paid in May. The reported rent expense amount was for three hotel nights.

Entertainment was for four movies, a Thai massage, and lunch with my girlfriend. That’s a pretty good amount of entertainment for less than $60.

There was no transportation expense in June. I did use local taxis in Pattaya a few times but I decided to include them in travel expenses. This month I will be returning to the States and driving my car so there will be at least a little bit of transportation expense.

My food expense was higher than I’d prefer. It might be my most expensive food month ever. That was expected since I knew I’d be eating at a lot of Western restaurants during the month. I ate out every day, sometimes twice a day. I also bought imported Cheetos and Pepperidge Farm cookies a couple of times during the month. These cost quite a bit more than the Thai versions. Even though I ate a lot of fast food and junk food I still managed to lose weight. This month I expect my food expense to decrease considerably since I’ll be home the second half of the month.

My biggest travel expense was $60 for a thirty day extension to my visa. The other travel expenses were a round-trip plane ticket, a one-way plane ticket, three regional bus tickets, and a few taxi fares.

My phone bill was higher than normal due to using data more often when I didn’t have access to wifi. I should have signed up for a Thai phone plan while I was here. Pausing my Google plan and using the Thai plan while here would have saved me at least $20 and would have only taken about ten minutes to sign up. My laziness cost me a bit of money here.

I got a dental implant during the month which cost me $931.13. I need to come back in 3-6 months to get a crown which will cost me an additional $250 or so. My remaining medical expense was $132.58 for medical insurance and $23.49 for a blood and urine test confirming I’m disease-free.

Considering I got a dental implant during June my monthly expense total was quite low. In the US just paying for the dental implant would have cost more than double what I spent for the implant plus all my normal monthly expenses. Getting dental work done in Thailand pretty much offsets the cost of traveling there for me.

July’s expenses will be lower since I won’t have a big dental bill. My guess is that my monthly expense total will be well under $1000 this month. How was your month?