The wall chart is one of my favorite parts of Your Money or Your Life. Making a wall chart is pretty simple, you just take a large piece of graph paper and chart your income and expenses on a monthly basis. Or you can do like I do and make the graph on your computer. Hopefully when you chart your income and expenses there will be a gap between your savings and expenses representing savings. If not you know you need to improve your financial situation. The wall chart helps make your financial progress, or lack thereof, tangible.
As you can see I haven’t updated my wall chart for a few months. I really need to do that so I can see the progress I’ve made the last few months. My updated chart will have closed the gap some between the expenses and income line.