Archive for the ‘Goals’ Category

Don’t Wait Until You Retire

Saturday, June 28th, 2008

There are a lot of things I want to accomplish that I don't get done.  I tell myself that this is due to the time constraints imposed on me by school and my job but that isn't entirely true.  A recent post at My Money Blog,  "The Depressing Truth About ...

May Goal Review

Tuesday, June 3rd, 2008

I'm still on track with my goal of not incurring any new debt other than student loan debt.  My other goals aren't going so well.  I lost 3 pounds in May which means I now need to lose 25 pounds over the rest of the year.  My original goal was ...

I’m Getting Fat

Sunday, May 4th, 2008

More accurately, I'm getting fatter. One of my goals for this year was to lose 20 pounds. I weighed myself earlier this week and I've gained eight pounds since the beginning of the year. Now I've got to lose 28 pounds. My main problem has been eating too much fast ...

Making a Challenge Challenging

Tuesday, April 29th, 2008

There are various bloggers out there who have no spending challenges. The typical no spend challenge isn't very challenging for me though. I don't have any desire to buy most things that aren't allowed in a no spend challenge. The only tangible items I've bought this year besides food are ...

Goals Grade Card

Sunday, March 23rd, 2008

Analyzing the progress I've made on my goals this year I gave myself the following grades. Don't incur any debt other than student loan debt- This goal I either meet or don't so it doesn't really correlate to a letter grade.  Grade-Pass Improve my blogging- I have done better at posting more ...

Used CC Balance Transfer to Pay Down Student Loan

Sunday, March 9th, 2008

I went ahead and used the balance transfer from my credit card to pay down my Grad Plus student loan.  The amount of the transfer was $4900 plus a $75 balance transfer fee.  Since my interest rate will be over four points lower on the credit card I should easily ...

Setback in Goal Progress

Sunday, March 2nd, 2008

Soon after I wrote about my exercise and frugality hack last month it was sabotaged.  I had turned off my hot water at home and took my showers at the school fitness center to motivate me to exercise and save a little money.  The school has now closed the locker ...

Patience and Self-Discipline

Sunday, February 24th, 2008

These are the personality traits I need to develop if I am going to accomplish my goals.   These have always been a problem for me.  I am thinking of this now because I probably shouldn't have taken the trip to Cancun.  I was able to go for fairly cheap and ...

Pay Student Loan with Credit Card?

Sunday, February 17th, 2008

One of my goals for this year is to avoid any new debt other than my student loans.  One of my credit cards has offered me 3.99% for life for a balance transfer with a max fee of $75.  My Grad Plus student loan has an 8.5% rate.  I haven't ...

More Goal Tracking

Thursday, January 31st, 2008

It has become apparent that if I'm going to make progress on my goal of losing 20 pounds I need to have some accountability. To that end I have decided that for the Month of February I am going to keep track of all the food I eat and ...