Here is a breakdown of my expenses for November.

Household	$781.06
Utilities	$222.07
Entertainment	$12.84
Transportation	$147.92
Food	$451.05
Health	$64.15
Travel	$595
Phone	$15
Total	$2289

November’s expenses were rather high. This month’s expenses will likely be about the same.

Entertainment expense was for one month of Peacock, Hulu, Prime and Paramount +. After various deals I only paid $12.84 in total for all four services. I think that was a pretty good deal.

My transportation expense consisted of $147.92 for gas.

Food expense was $451.05. That is divided between $293.19 for groceries and $157.86 for restaurants. That was higher than last month. I’m hoping I can get it down a little this month, but I’m not worrying about it too much.

Travel expense came in at $595. That was for my Citi Strata Elite annual fee. I should be able to get a lot more than $595 of value out of it.

Utilities came in at $222.07. This was for electric, water, and internet. This was a little lower than the previous month since we didn’t use as much air conditioning. This much should be much lower.

Household expense came in at $781.06. This was mostly for a new couch and a very small amount of gold.

I spent $15 for one month of phone service for my wife.

The $64.15 spent on health was for health insurance and otc medications.

After an October with low expenses, expenses swung the other way in November. This month will be another expensive month, although it should be less expensive than November. How was your month?

Here is a breakdown of my income for October.

Interest	$161.82
Dividends	$9.57
Job	$3296.40
Social Casinos	$100
Bank Bonus	$300
Other Selling	$55.03
Ebay	$427.73
Class Action	$51.84
Total	$4402.39

October was a good income month since I had work for the entire month.

Dividend income came in at $9.57. This varies a lot from month to month. It will be a lot higher in December.

Interest income was $161.82. I had a CD mature which boosted this amount. This income will go down a little this month.

I made $427.73 from selling on eBay. For most of the month I didn’t list anything since I was busy with work, but stuff kept selling all month long.

I made $300 from a bank bonus.

I made $3296.40 from job income. This was helped by having five paydays during the month.

I made $100 from social casinos.

I made $51.84 from class actions.

I made $55.03 from other selling.

This month’s income will be a little lower since I will only have four paydays rather than five.

How was your month?

Here is a breakdown of my expenses for September.

Household	$121.21
Utilities	$314.71
Entertainment	$8.99
Transportation	$114.04
Food	$378.08
Health	$27.03
Visa	$0
Phone	$15
Total	$979.06

October’s expenses were very low. This might be the last time my monthly expenses make it under the $1000 mark.

Entertainment expense was for one month of Peacock and $7 of books from the library sale. My Hulu, Paramount Plus, and Amazon Prime bills were all free due to various deals.

My transportation expense consisted of $114.04 for gas.

Food expense was $378.08. That is divided between $247.11 for groceries and $130.97 for restaurants. Getting our food bill under $400 is about the best we can do. Maybe we can do it again this month. I’ve got a lot of free food deals and discounted gift cards to use.

Visa expense came in at $0. I did finally finish the visa application. They are reviewing it now. We should have some more visa related expenses this month and perhaps some travel spending related to the visa as well.

Utilities came in at $314.71. This was for electric, water, trash and internet. This was a little lower than the previous month since we didn’t use as much air conditioning. This much should be much lower.

Household expense came in at $121.21. There wasn’t a big expense this month, it was just lots of miscellaneous.

I spent $15 for one month of phone service for my wife.

The $27.03 spent on health was for health insurance and otc medications. The health insurance was almost free since I cashed in some incentives the health insurance company awards for completing various healthy activities.

October was one of those rare months where there weren’t any unusual or unexpected expenses. This month’s expenses will be higher, but hopefully still reasonable. How was your month?

Here is a breakdown of my income for September.

Interest	$90.14
Dividends	$274.83
Job	$638.75
Social Casinos	$203.55
CC Bonus	$88.50
Other Selling	$159.27
Ebay	$789.80
Rebate	$200
Cash Back	$77.51
Class Action	$44.06
Total	$2566.41

September was an ok month for income considering I only had one paycheck.

Dividend income came in at $274.83.

Interest income was $90.14

I made $789.80 from selling on eBay. I have a goal of getting this up to $1000 a month. I have a lot of stuff to list on eBay to help me get to that level.

I made $88.50 from a credit card bonus.

I made $638.75 from job income. I worked on a two-week project at the end of the month and I’m scheduled to start another project next week.

I made $202.55 from social casinos.

I made $77.51 from cash back and $44.06 from class actions.

I made $159.27 from other selling and received a $200 gift card from T-Mobile for signing up for their home internet service.

This month’s income should be higher since I should have five paychecks from my job.

How was your month?

Here is a breakdown of my expenses for September.

Household	$119.60
Utilities	$348.51
Entertainment	$2.99
Transportation	$723.97
Food	$405.93
Health	$69.90
Visa	$445
Phone	$15
Total	$2130.90

September’s expenses were higher than I’d prefer.

Entertainment expense was for one month of Peacock and a Powerball ticket. My monthly Prime bill was paid by a free gift card I got for signing up for the Prime Visa card and my monthly Hulu bill is reimbursed by my Amex card.

My transportation expense consisted of $159.26 for gas and $564.71 for a new alternator.

Food expense was $405.93. That is divided between $244.32 for groceries and $161.61 for restaurants. The grocery bill is lower than normal since we had a shopping trip on the last day of August. I think I should get the restaurant expense down a little this month since I have some gift cards that are already accounted for and I’m going to try to reduce my consumption of fast food.

Visa expense came in at $445. The first step of my stepdaughter’s visa was approved so I had to pay some fees to start the next step in the process. This process is going slowly since the State Department website continually kicks me off before I can complete and save even one page. Researching online it seems this is a common issue. I’ve tried different browsers and different laptops, but the issue seems constant.

Utilities came in at $348.51. This was for electric, water, and internet. This was only slightly lower than the previous month. There are starting to be some cooler days, so this expense should go down a lot this month.

Household expense came in at $119.60. There wasn’t a big expense this month, it was just lots of miscellaneous.

I spent $15 for one month of phone service for my wife.

The $69.90 spent on health was for health insurance and otc medications.

September’s expenses were greatly increased by the visa fees and the car repair. I hope to not have any big expenses like that this month so this month’s expenses should be much lower. How was your month?