Expense/Income Tracking – Page 95

July Investment Income – $82.37

August 18, 2009 by Andy Hough

My July investment income rose to $82.37 from $76.49 the month before. Part of this rise was due to adding more money to my portfolio but most of the rise was from stock market gains. I won’t be adding any money to my portfolio this month so any rise will have to come from further stock market gains. I’m happy with the way my investment income is rising. It still has a long way to go to reach my goal of covering expenses of $1000 a month. If I could lower my expenses and start adding more to my portfolio though this process could be greatly accelerated. That is something I am working on.

Disclaimer: This is not my actual investment income. To get this figure I first add up my retirement savings, emergency fund, and any other money I consider permanent savings. What the total of my savings would earn at 6% interest for a month is my monthly investment income.

July Income – $3452.50

August 13, 2009 by Andy Hough

Here is a breakdown of my income for July.

Online Income	$152.79
Interest	$81.62
Bonuses	$100
Stock Dividends	$32.32
Mystery Shop	$4.54
Medical Study	$3075
Survey/Cash Back	$6.23
Total	$3452.50

July was a great month for income. This was mostly due to making a lot of money from the medical study. Without that money my income will be way down this month. Online income was not as bad as the total suggests since I paid for one year hosting and renewed my domain name for three years out of that total. Everything else will probably remain about the same this month. I need to come up with some ideas to increase my alternative income – and actually implement them.

July Expenses – $1383.86

August 12, 2009 by Andy Hough

Here are my expenses for July.

Household	$406.92
Entertainment	$70.75
Transportation	$148.56
Food	$63.70
Medical/Dental	$112.55
Phone	$34.59
Travel	$466.79
Debt	$80.00
Total	$1383.86

These expenses were a little higher than I would like. This is mainly because of the travel expenses. Travel is now a separate category from entertainment to give a more accurate picture of where I am spending my money. I was hoping that my expenses for August would be very low but since I’ve returned early from my hike my expenses will probably not be too low. They should be lower than July though.

June Investment Income – $76.49

August 14, 2009July 3, 2009 by Andy Hough

My investment income for June was basically unchanged from the month before. It went from $76.53 in May to $76.49 this month. Apparently my stock portfolio must have gone down a small amount. I might add a little to my stocks this month. If not then my investment income will only go up if my stocks go up.

June Income – $3221.68

July 2, 2009 by Andy Hough

Here is a breakdown of my income for June.

Online Income	$232.83
Interest	$82.63
Survey/Bonuses	$103.00
Stock Dividends	$62.32
Ebay/Craigslist	$65.77
Medical Study	$2425
Cash Back	$250.13
Total	$3221.68

This was a great month for income. Since I’ve started tracking my income this is the first time I’ve made over $3000 in a month. The bulk of that was the $2425 from the medical study but I also made a solid $796.68 from other sources. My online income was a measly $232.83. This might seem ok but I’m on pace to make less online this year than last. The main cause for that is a severe decline in credit card affiliate income this year. Combined with dropping adsense on this site I have a lot of income I need to replace. I am looking at different ways of making extra online income. My experiment for last month didn’t work but I’ll keep trying different things.

I received a $250 check from my credit card company for accumulated rewards. That was nice but since they changed the reward program it doesn’t look like I’ll be receiving a check that big again. It was also a good month for dividends due to how the quarterly payment schedule fell. This month’s income will likely be down since the medical study is ending and I need to pay some taxes out of this month’s check.