July Income – $4021.98

Here is a breakdown of my income for July.

Interest$196.03
Dividends$19.71
Job$3544.62
Amazon Merch$18.20
Cashback$35.54
Other Selling$15.11
Surveys$15.21
Class Action$0.12
Capital Gain$7.12
Online Income$170.32
Total$4021.98

July was a great month for income. I worked all month, and the income was helped by having five paydays.

Dividend income came in at $19.71.

Interest income was $196.03.

My earnings from Amazon Merch totaled $18.20. This was higher than usual due to receiving one payment on the first day of the month and another payment on the last day of the month.

I made $15.21 from surveys. Since I’m working more, I have less time to spend on surveys.

I made $15.11 from selling stuff.

I made $0.12 from a class action settlement.

I made $35.54 from cash back.

I made $3544.62 from job income.

I had a capital gain of $7.12. I only count my investment gains when I sell something in a taxable account.

My online income was $170.32. That is probably all the money I will make from my blogs for the year. Given how little time I spend on blogging now I am lucky that I still make more than enough to cover my expenses.

This month won’t be quite as good since I will have the normal four paydays rather than five. It should still be a good month though.

How was your month?

July Expenses – $1679.11

Here is a breakdown of my expenses for July.

Household$149.08
Mortgage/Apt$0
Utilities$247.05
Entertainment$7.29
Transportation$149.59
Food$273.38
Visa$625
Health$11.66
Travel$0
Phone$216.06
Total$1679.11

July’s expenses were reasonable considering I had a couple of big expenses.

Entertainment expense was for one month of Amazon Prime.

My transportation expense consisted of $149.59 for gas.

My food expense was $273.38. That is divided between $212.50 for groceries and $60.88 for restaurants. Now that my wife is living with me, I am spending a lot more on groceries and less on restaurants. I will try to get this expense down to about $250 a month.

Travel expense was $0 and it will probably be $0 again this month. This is unusual for me, but I probably won’t go to Thailand again until sometime next year and I’m unsure if we will have any domestic travel this year.

Utilities came in at $247.05. This was for electric and internet. Our water and sewer bill is also bundled into our electric bill.

Household expense came in at $149.08. This was for a couple of gifts, a state ID for my wife, a rice cooker, a mortar and pestle, and various other household items.

I spent $625 on visa related expenses. I submitted a visa application for my stepdaughter. The visa process moves slowly so I probably won’t have any more visa expenses this year.

I spent $216.06 for one month of phone service for my wife and one year of phone service for me.

The $11.66 spent on health was for medications.

This month’s expenses will probably be a little lower. How was your month?

June Income – $2517.37

Here is a breakdown of my income for June.

Interest$204.98
Dividends$19.64
Job$2058.36
Bank Bonus$100
Cashback$8.32
Ebay$59.11
Surveys$48.96
Mystery Shop$18
Total$2517.37

June was a decent month for income. I missed 6 days of work due to going to Thailand to accompany my wife on her immigration trip to the U.S.

Dividend income came in at $19.64.

Interest income was $204.98.

My earnings from mystery shopping totaled $18.

I made $48.96 from surveys.

I made $100 from a bank bonus.

I made $59.11 from eBay.

I made $8.32 from cash back.

I made $2058.36 from job income.

This month should be better since I should be working the entire month.

How was your month?

June Expenses – $1112.94

Here is a breakdown of my expenses for June.

Household$39.92
Mortgage/Apt$0
Utilities$281.27
Entertainment$62
Transportation$105.80
Food$268.77
Visa$0
Health$3.74
Travel$257.84
Phone$93.60
Total$1112.94

June’s expenses were very reasonable. I traveled to Thailand and brought my wife to the U.S., but most of those costs were paid in May.

Entertainment expense was for one month Amazon Prime subscription, a lottery ticket, a visit to the movies with soda and popcorn, and a KFC dinner for my wife’s family.

My transportation expense consisted of $105.80 for gas.

My food expense was $268.77. That is divided between $146.58 for groceries and $122.19 for restaurants. Since my wife is now living with me this will probably be about the new average.

Travel expense was $63.26 for airfare, $60.15 for a seat fee, and $80.61 for four hotel nights. I also spent $53.82 for various shuttles and taxis.

Utilities came in at $281.27. This was for electric in the U.S., internet in the U.S. and three months of trash service. This amount will be a little lower this month since I won’t have to pay for trash service.

The household expense was for a haircut, toilet paper, water filters, soap, lotion, and various other items.

I spent $0 on visa related expenses. We will start the visa process for my stepdaughter so I might have a visa expense again this month depending on how far I get in the process.

I spent $93.60 buying my wife a new phone and one month of service.

This month’s expenses will probably be a little higher. How was your month?

May Income – $1720.21

Here is a breakdown of my income for May.

Interest$272.92
Dividends$24.11
Job$1057.82
Bank Bonus$50
Cashback$28.99
Ebay$139.90
Surveys$57.65
Amazon Merch/KDP$9.04
Other Selling$9.13
Door Dash$70.65
Total$1720.21

May was an ok month for income considering I only worked half the month.

Dividend income came in at $24.11

Interest income was $272.92. This is larger than normal since I had a CD mature during the month.

I made $70.65 from Door Dash.

My earnings from Amazon Merch totaled $9.04.

I made $57.65 from surveys.

I made $50 from a small bank bonus.

I made $139.90 from eBay and $9.13 from other selling.

I made $28.99 from cash back.

I made 1057.82 from job income. That was for a week and a half. I should make more this month although I will be gone a week to Thailand.

This month should be better since I should receive almost three full weeks of employment income.

How was your month?