Expense/Income Tracking

My latest electric bill was only $11.14 for 50kwh of electricity.  My gas bill was $84.72 which was larger than I expected.  I keep my thermostat low but my apartment is poorly insulated and drafted.  My furnace looks to be quite old and is probably not very efficient.  For now I have to have gas since I can’t do without heat.  Sometime in April or May though I will once again cancel my gas service.  Next time I move I’ll make sure the place has electric heat.

Here is a breakdown of my expenses for November.

Medical/Dental should go down this month because I won’t have a dentist appointment.  Transportation should be down this month because November’s total includes paying for six months of insurance.  Student loans will be up because I’m paying off my private student loan.  Everything else should remain roughly the same.

Here is a breakdown of my income for November.

My job income should go up this month because I will have three paychecks.  Online income was way up for November due to selling some links and a large affiliate commission.  That won’t be repeated this month and online income will go way down for the month.  I’m unlikely to have any bank bonuses this month and interest will stay about the same.  Overall I am pretty happy with the amount of income and hope I can match it in December.

Here is a breakdown of my income for October.

My income was down a little this month.  This was due both to fewer hours at my job and less alternative income.  Both should be up this month and my overall income should be over $2000 this month.

Here is a breakdown of my expenses for October.

Household expenses were a little high because I had one week of overlapping rent. They will go down this month.  Utilities will go up this month because I’ll have the expense of gas heat for the entire month.  Food cost was a little high because I ate way too much fast food and junk food.  I’ll try to eat better and cheaper this month.  Transportation cost will probably go up due to the rising gas prices.  Entertainment costs will go down significantly this month since I won’t repeat the wasteful spending of last month.  Medical/Dental expense will go up some because I’m having some dental work done this month.  I hope to be able to pay the same or more on my student loans.