Andy Hough

Here is a breakdown of my income for June.

Interest	$4.77
Amazon FBA	($5.48)
Job	$0
Capital Gains	$234.59
Cashback	$0
Dividends	$17.19
Online	$0
Total	$251.07

My income was quite low again this month . This was to be expected since I am unemployed while in Thailand and I don’t currently earn much from my alternative sources of income. At least June’s income was better than May’s income and even this meager income is almost enough to pay a month’s rent in Thailand. I hope to return to work this month and get at least one paycheck which will make this month a better income month.

Amazon FBA income was negative for the month. I had one sale which was later returned costing me a little over $5 in fees. This month I will send in more inventory to Amazon and should have at least a little bit of profit.

My online income was $0. I did earn a tiny bit of affiliate income from Amazon. That income won’t be counted until it is actually paid. I’m considering making a new wager with HealthyWage and blogging about the process which will hopefully lead to some affiliate commissions. My links for Bluehost (aff link) and  (aff link) Hostgator for web hosting didn’t result in any commissions. I’ll keep trying. I need to do some review posts or something different to create interest.

My dividend income was about the same as the previous month. It will probably be about the same again this month.

Capital gain income was from selling some shares of Red Hat. I also got one free share of stock from Robinhood from a referral. That will be a capital gain for this month since I didn’t get around to selling the free share during June. If you sign up using my Robinhood referral link we will both get one share of free stock. Thanks to anyone who signs up using my link. Every little bit helps.

How was your month?

Here is a breakdown of my expenses for June.

Household	$107.91
Rent	$37.78
Entertainment	$59.61
Transportation	$0
Food	$230.31
Travel	$161.29
Phone	$39.58
Student Loan	$132.58
Health	$1078.51
Total	$1847.57

My June expenses were well over my target of $1000 for the month. That was due to having almost $1000 of dental work done in June. Without the dental bill my monthly expense total would have easily been under $1000.

An electric bill of just under $90 made up most of the household expense. The remaining amount was for laundry, a haircut, gifts, and personal hygiene items.

Rent was extremely low since most of June’s rent was paid in May. The reported rent expense amount was for three hotel nights.

Entertainment was for four movies, a Thai massage, and lunch with my girlfriend. That’s a pretty good amount of entertainment for less than $60.

There was no transportation expense in June. I did use local taxis in Pattaya a few times but I decided to include them in travel expenses. This month I will be returning to the States and driving my car so there will be at least a little bit of transportation expense.

My food expense was higher than I’d prefer. It might be my most expensive food month ever. That was expected since I knew I’d be eating at a lot of Western restaurants during the month. I ate out every day, sometimes twice a day. I also bought imported Cheetos and Pepperidge Farm cookies a couple of times during the month. These cost quite a bit more than the Thai versions. Even though I ate a lot of fast food and junk food I still managed to lose weight. This month I expect my food expense to decrease considerably since I’ll be home the second half of the month.

My biggest travel expense was $60 for a thirty day extension to my visa. The other travel expenses were a round-trip plane ticket, a one-way plane ticket, three regional bus tickets, and a few taxi fares.

My phone bill was higher than normal due to using data more often when I didn’t have access to wifi. I should have signed up for a Thai phone plan while I was here. Pausing my Google plan and using the Thai plan while here would have saved me at least $20 and would have only taken about ten minutes to sign up. My laziness cost me a bit of money here.

I got a dental implant during the month which cost me $931.13. I need to come back in 3-6 months to get a crown which will cost me an additional $250 or so. My remaining medical expense was $132.58 for medical insurance and $23.49 for a blood and urine test confirming I’m disease-free.

Considering I got a dental implant during June my monthly expense total was quite low. In the US just paying for the dental implant would have cost more than double what I spent for the implant plus all my normal monthly expenses. Getting dental work done in Thailand pretty much offsets the cost of traveling there for me.

July’s expenses will be lower since I won’t have a big dental bill. My guess is that my monthly expense total will be well under $1000 this month. How was your month?

Here is a breakdown of my income for May.

Interest	$6.35
Amazon FBA	$14.20
Job	$0
Free Stock	$4.55
Cashback	$3.99
Dividends	$17.62
Online	$100
Total	$146.71

May was a terrible month for income. This was to be expected since I am unemployed while in Thailand and my non-job sources of income don’t add up to much.

Amazon FBA income consisted of reimbursement for an item that Amazon lost in their warehouse. I only have two items left in inventory. I’m going to lower my price and try to get them sold this month.  When I get back from Thailand I will restock my FBA inventory and try to build it up to where it can cover my monthly expenses.

My online income consisted of an affiliate commission from HealthyWage.  My links for Bluehost (aff link) and  (aff link) Hostgator for web hosting and Namecheap (aff link) for domain names didn’t result in any commissions. I’d like to increase my affiliate commissions. To do that I need to post more consistently and have longer, more helpful posts. So far I’ve been too lazy to do that.

My dividend income was slightly more than the previous month. I sold some of my stocks and invested the proceeds in a stock that doesn’t pay a dividend which will result in lower dividend income until I start buying more dividend stocks again.

I got one share of free stock worth $4.55 from Robinhood from someone signing up using my referral link. If you sign up using my Robinhood referral link we will both get one share of free stock. Thanks to the person who signed up using my link. Every little bit helps.

Due to the lack of job income, this month’s income will also be very small. It will probably be even less than May’s income. In July I should start making money again and will work on building my savings back up.

How was your month?