My credit score for June is 710 down from 719 the month before. This is still a decent credit score but way down from the high of 781 earlier this year. I’m assuming this drop is due to the balance transfer I used to pay down one of my student loans. Since that was a couple of months ago my score should start stabilizing.
I get my credit score for free from my WaMu credit card which is about all that card is good for. I’m not particularly worried about my score since I don’t plan on borrowing any money other than student loans. Your credit score can affect other things though, such as your insurance rates, so it is good to maintain a high credit score even if you don’t plan to borrow money.