A couple weeks ago I asked what I should do with my money. I received several suggestions and took them into consideration when making my decision. This is what I’ve decided to do for now. I’m getting health insurance first. I’m also going to open a Roth IRA and contribute $50 a month. With my surplus money, which should be a few hundred dollars, I’m going to put half towards my emergency fund and half towards debt repayment. When the emergency fund is fully funded I’ll divide the surplus between debt and fully funding the IRA. I may temporarily put more towards debt repayment to make sure my credit card is paid off before the 0% balance transfer offer ends.
