investment income

March Investment Income- $58.12

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My March investment income had a nice rise to $58.12 from $51.69 the month before.  This was due to my stock portfolio rebounding nicely and allocating a little more of my savings to my emergency fund.  The total would have been even better if the mutual fund in my Roth IRA would have participated in the March market rebound.  Somehow this mutual fund managed to barely go up in value despite the rise in the stock market.  I guess I should be happy it didn’t lose money like it has mostly been doing the past few months.

Disclaimer:This is not my actual investment income. To get this figure I first add up my retirement accounts, emergency fund, and any other money I consider permanent savings. What the total of my savings would earn at 6% interest for a month is my monthly investment income

February Investment Income- $51.69

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My investment income for February went down to $51.69 from $53.58 the month before.  With the market continuing to slide my portfolio balances are getting smaller and I expect to have another decline in investment income this month.  I’m not putting any money into my retirement savings now because I prefer to keep my money liquid until I start making more money.  It is unlikely I’ll add any more money to my retirement savings until I return from my hike which will probably be sometime in October.  Until then the only way I’ll see any increase in my investment income is if my portfolio actually regains some value.

Disclaimer:This is not my actual investment income. To get this figure I first add up my retirement accounts, emergency fund, and any other money I consider permanent savings. What the total of my savings would earn at 6% interest for a month is my monthly investment income.

January Investment Income- $53.58

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My investment income for January rose to $53.58 from $42.85 the month before. Although my investments went down I added enough new money to my portfolio to cause a nice increase in my investment income. Since I started tracking my investment income last April it has risen from $27.50 a month to the current figure of $53.58 a month. If I could continue to grow my income at that rate I wouldn’t have any trouble retiring in 10 years and living on my investment income. It isn’t likely that I’ll be able to continue that rate of increase but I will try to keep it increasing as much as I can. I’ll be adding more money to my investments this month but after that I probably won’t be able to add more money until the end of the year. Maybe my income will increase without my contributing more money.

Disclaimer:This is not my actual investment income. To get this figure I first add up my retirement accounts, emergency fund, and any other money I consider permanent savings. What the total of my savings would earn at 6% interest for a month is my monthly investment income.

November Investment Income- $39.17

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November was another bad month for my retirement savings.  My monthly investment income went down from $41.34 last month to $39.17 this month.  I actually made more money in interest and dividends last month than what I’m projecting as my income.  This is because I received a quarterly dividend payment and I earned interest on accounts that I don’t consider part of my retirement savings.

Disclaimer:This is not my actual investment income. To get this figure I first add up my retirement accounts, emergency fund, and any other money I consider permanent savings. What the total of my savings would earn at 6% interest for a month is my monthly investment income.

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October Investment Income- $41.34

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Last month was not a good month for my retirement savings. I lost about $1000 in my Roth IRA which was a significant amount considering I only had $5500 in there.  I managed to increase my monthly income but only because I added $3000 to my savings last month.  Increasing my monthly investment income from $32.01 to $41.34 was good though.  Unfortunately I won’t be able to add a large amount to my retirement savings until sometime next year.  I’m rethinking my investment strategy for retirement and I’ll share that strategy in a post later today.

Disclaimer:This is not my actual investment income. To get this figure I first add up my retirement accounts, emergency fund, and any other money I consider permanent savings.  What the total of my savings would earn at 6% interest for a month is my monthly investment income.

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