April Investment Income – $96.83

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My April investment income went down to $96.83 from $98.43 the month before.  This is because I didn’t add to my investments and the stock market went down.  I won’t be adding to my investments this month either and it looks like the stock market is going down more so my investment income will probably go down again.  This is a little frustrating since I was looking forward to getting over the $100 mark but as soon as I’m able to start adding to my investments I should reach the $100 goal.

Disclaimer: This is not my actual investment income. To get this figure I first add up my retirement savings, emergency fund, and any other money I consider permanent savings. What the total of my savings would earn at 6% interest for a month is my monthly investment income. My goal is to get this amount to $1000 a month. If I have $1000 in monthly passive investment income I will be able to retire early.

April Income – $934.03

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Here is a breakdown of my income for April.

Online Income

$641.21

Interest

$24.80

Stock Dividends

$24.75

Mystery Shops

$66

Bank Bonuses

$140

Surveys/Cashback

$7.27

Focus Group

$30

Total

$934.03

It was a decent month for income.  I made over $900 without any job income.  I did start work at the end of April but I’ll be paid for those days this month.   Since I am working a job this month some of my other sources of income will be down this month but the passive income should be about the same.  Overall though I will have a significant increase in income this month.

April Expenses – $982.73

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Here is a breakdown of my expenses for April.

Household

$385.35

Entertainment

$67.30

Transportation

 $320.77

Food

$86.84
Medical/Dental

$57.44

Phone

$35.03

Debt

 $30.00

Total

$982.73

April’s expenses were not too bad.  They did total less than $1000 which is a goal I always shoot for.   My expenses could have been much lower but I spent a lot in the transportation category this month.  This is because I paid for six months of car insurance and I spent a lot on gas visiting my GF who lives three hours away from me.  I consider that money well spent.  Tracking all my expenses does help with my budgeting but I doubt I will be able to get my expenses any lower this month.  I will be visiting my GF every weekend and driving my car for my job.  I will be getting reimbursed for my mileage for my job.  I’m not sure how I will account for that on my expenses.  I will probably just count the mileage reimbursement as income and my car expenses as expenses.  I did manage to keep my food expenses under $100 last month and until the end of the month when I went on a fast-food binge I was well under.  I think I should be able to match or beat that this month as long as I can keep my fast-food cravings under control.   My other expenses should be about the same this month.

New Job Update

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I apologize for the lack of posts in the last week. I was training for my new job and lacked any energy for the job after my work day. I am not made to sit inside for eight hours, especially not when most of that eight hours is spent listening to verbatim reading from an instruction book. This weekend was spent with my GF. Since she lives three hours away from me I don’t want to take away from my time with her to be on the computer.

The job should be much better from now on. I get to make my own schedule. I can work whatever hours I want and whatever days I want as long as I make reasonable progress on my work. I am naturally lazy which could lead to not working many hours but this job only lasts for a limited time and I want to make as much money as I can. My desire for money should offset my laziness.

This job pays $14.50 an hour plus I am reimbursed 50 cents a mile and I get paid from when I leave my home to when I return. This may not seem like much money to many of you but it is a lot to me. I have never had a job that paid nearly as much per hour. Some of my jobs probably paid more when you figured in tips, tokes, or commissions but this is the highest-paying job I have had for a straight wage. I hope I will have more jobs that pay even more than this. Or even better make more being self-employed.

Stay tuned I should have a post every day this week. At least I have post ideas for every day this week and I think I will actually get around to writing and posting them.