December Income $3226.18

Here is a breakdown of my income for December.

Interest$201.6
Dividends$19.62
Job$2880.36
Other Selling$61.69
Cashback$21.30
Ebay$12.10
Credit Card Bonus$25
Amazon Merch $4.51
Total$3226.18

December was a decent income month.

Dividend income came in at $19.62.

Interest income was $201.6.

I made $12.10 from eBay and $61.69 from other selling. I currently don’t spend much time on this since it is more profitable to spend that time working at my job.

I made $21.30 from cash back.

I made $2880.36 from job income.

I had a credit card bonus of $25. That bonus was for adding an authorized user to my account. I don’t usually bother with such low bonuses, but this one was easy to do.

This month should be a little higher since I will have five paydays.

How was your month?

December Expenses $1725.31

Here is a breakdown of my expenses for December.

Household$792.08
Mortgage/Apt$0
Utilities$292.92
Entertainment$45.27
Transportation$135.90
Food$322.62
Visa$0
Health$21.52
Travel$95
Phone$20
Total$1725.31

December’s expenses were a little high. This month’s expenses will probably be about the same.

Entertainment expense was for one month of Amazon Prime, one month Hulu, one month of Netflix, and dinner out for my wife’s birthday.

My transportation expense consisted of $133.04 for gas and $2.86 for tire valve caps.

My food expense was $322.62. That is divided between $276.65 for groceries and $45.97 for restaurants. That is almost exactly the same as last month. I hope to get this under $300 for this month.

Travel expense was $95. That was the annual fee for my Chase Sapphire card. I should get at least $95 in value out of the card this year.

Utilities came in at $292.92 This was for electric, internet, and trash. This month will be a little lower since I won’t have a trash bill.

Household expense came in at $792.08 which is much higher than usual. A big chunk of this was the $418.45 I spend on the Missouri Bar annual fee. I’d rather not pay that fee, but I’ve got to stay an actively licensed attorney to keep my job. The rest was spent on Christmas presents and household stuff.

I spent $20 for one month of phone service and add-on data for my wife.

The $92.57 spent on health consisted of $61.46 for an insurance premium and $22.43 for medicine. This month might be a lot higher. We had and ER visit last month, that I’m not sure how much will be covered.

This month’s expenses will probably be about the same since I will have some medical bills due. How was your month?

October Income $3551.84

Here is a breakdown of my income for October.

Interest$289.59
Dividends$19.81
Job$2996.32
Other Selling$18.74
Cashback$32.97
Ebay$94.41
Brokerage Bonus$100
Total$3551.84

October was another solid income month.

Dividend income came in at $19.81.

Interest income was $289.59 This will decline this month since interest rates have gone down, and I don’t currently have any money in a CD or other instrument that earns higher interest than my savings accounts.

I made $94.41from eBay and $18.74 from other selling. I currently don’t spend much time on this since it is more profitable to spend that time working at my job.

I made $32.97 from cash back.

I made $2996.32 from job income.

I had a brokerage bonus of $100. I try to always be working towards one bank/brokerage bonus and a credit card bonus.

This month should be about the same. My job income might be a little smaller due to the Thanksgiving holiday.

How was your month?

July Expenses – $1113.26

Here is a breakdown of my expenses for July.

Household$7.03
Mortgage/Apt$355
Support$286.71
Entertainment$39
Transportation$124.53
Food$152.13
Phone$33.28
Health$1.98
Travel$113.60
Total$1113.26

My July expenses were about as low as I can get them anymore. I was happy with the level of expenses.

Entertainment expense was for a New York Times digital subscription, one month of Hulu at 99 cents, a month of Amazon Prime, a lottery ticket and a movie visit with concessions. That was a lot of entertainment for the price.

The mortgage payment was my regular mortgage payment. I

Transportation was for gas and parking. The higher gas prices didn’t affect me much since I work at home. I did go to the city an hour away from me a couple of times or this total would have been much lower.

My food expense was reasonable considering how much inflation has raised food prices. My old goal of $100 a month is much more difficult to achieve now and I’m not trying to achieve that level anymore.

My phone bill was $33.28. It was slightly higher than normal due to increased data usage. It should be slightly lower this month.

The household expense was for a photo and some kraft paper.

Health expense was for one month’s health insurance premium.

Travel expense includes the annual fee on one of my credit cards and taxes on an award ticket for my next flight to Thailand.

There also was an expense of $286.71 to help my wife with some of her expenses in Thailand

This month’s expenses should be about the same.

How was your month?

June Income – $797.91

Here is a breakdown of my income for June.

Interest$5.83
Cash Back$54.46
Online Income($14.16)
Swagbucks Offers$5
Dividends$42.66
Class Action$25.37
Ebay/Other Selling$48.52
Amazon Merch$5.23
CC/Other Promos$25
Bank Bonus$600
Total$797.91

June was another low-income month since I was in Thailand all month and didn’t have any job income.

Dividend income came in at $42.66. If you sign up using my Robinhood referral link we will both get one share of free stock. Thanks to anyone who signs up using my link. Every little bit helps.

I received $54.46 in cash back income. If you sign up for Rakuten using my referral link you can start earning cash back too and I’ll get a small bonus for referring you. These little bits of referral income help me keep the blog going.

Interest income was $5.83.

I had negative $14.16 in online income. I had to pay for a domain name renewal and I didn’t have any income for the month. I think I might get an Adsense payout this month, otherwise I probably won’t have any online income for the month.

I received $5 from a Swagbucks offer and $25 for a couple of other promos. I also received $5.23 from Amazon Merch.

I received a total of $25.37 from four different class actions. None of them were very large, but I will take the free money.

My big money maker for the month was the $600 bank bonus. I plan to do a bank bonus or similar bonus every month while I’m in the U.S. We will see if I follow through.

It was nice to see that all of my different income streams added up to a somewhat decent amount this month. I’m back working my document review job this month so I should have a much higher income in July. How was your month?