Andy Hough

Discover $50 Sign Up Bonus

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If you sign up for a new Discover card using my Discover referral link you will get a $50 sign up bonus after making a purchase that posts to your account within three months after opening. The $50 will post as a statement credit. I’ll receive a bonus for referring you as well.

The thing I like best about my Discover card is their 5% cash back categories that change each quarter. You can earn 5% cash back on up to $1500 of purchases each quarter which comes out to $75 cash back a quarter. You still earn 1% cash back on your other purchases. The cash back categories for the current quarter are Amazon.com and Walmart.com which are pretty easy categories to earn cash back on for most people. I’ve earned well over $100 cash back from my Discover card this year which is a great deal for a card with no annual fee.

If you don’t already have a Discover card consider getting one with my Discover referral link to get a $50 bonus and opportunities to earn more cash back throughout the year.

Webull 4 Free Stocks Sign Up Bonus

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You can get up to 4 free stocks from the Webull trading app when you sign up using my referral link and deposit at least $100 within 30 days.

Webull is a popular brokerage account, similar to Robinhood, that is offering free stocks to entice you to sign up and use their app.

You will get 2 free stocks after opening a Webull account using my referral link and another 2 stocks after making a deposit to your account of $100 or more within the first 30 days.

Your first 2 stocks will have a value between $2.50 to $250 and the second 2 stocks will have a value between $8 to $1600. Of course, you are much more likely to receive stocks that are valued at the bottom end of the range then the top end. Even getting stocks at the lower end of the range is a good deal though.

Opening and funding an account should only take about 15 minutes so getting 4 free stocks is a good return on your time. I will also get free stocks for referring you and after you’ve signed up you can get free stocks for referring others as well.

Webull Referral Link

November Income – $1194.74

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Here is a breakdown of my income for November.

Interest$30.57
Amazon FBA$54.71
Swagbucks Deal$30
Class Action$20.93
Cashback$83.25
Dividends$14.37
Ebay/Other Selling$961.01
Total$1194.74

November’s income was okay considering I didn’t have any job or unemployment income during the month. Income was a little larger than my expenses which is always good.

My Amazon FBA side hustle made a small profit. I’ve mostly moved to selling in an online buying group so FBA profits won’t be too large.

Dividend income came in at $14.37. If you sign up using my Robinhood referral link we will both get one share of free stock. Thanks to anyone who signs up using my link. Every little bit helps. I made $961.01 selling stuff online and eBay. I’ve got one item that I’m able to quickly flip that’s making most of my profit. I’m hoping the demand is still there when I get back from Cancun.

I also received $83.25 in cash back. This relatively large amount is mainly from buying stuff online to resell.

Lastly, I received $20.93 from a random class action and $30 from a Swagbucks deal.

How was your month?

November Expenses – $1089.94

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Here is a breakdown of my expenses for November.

Household$12.55
Mortgage$355
Entertainment$92.56
Transportation$129.15
Food$138.02
Phone$29.44
Health$56.96
Travel$276.26
Total$1089.94

My November expenses were at a reasonable level.

Entertainment expense was for three months of Amazon Prime, an action camera, and a barbecue meal with a friend. .

The mortgage payment is self-explanatory.

Transportation was for gas and personal property tax on my car. One benefit of having an old and cheap car is that the taxes are quite low.

My food expense was at a normal level. It will probably be higher this month since I’m in Cancun and will be eating mostly restaurant meals.

My phone bill was normal. It will usually be within a couple dollars of this total.

Household expense was for toothpaste, floss, and a small gift.

Health expense was for my January 2021 health insurance premium, some vitamins, and acid reflux medicine.

Travel expense was for a room for one month in Cancun and some travel insurance. I need to write a post about my Cancun trip. Ideally, I’ll do that in the next few days.

This month will be a little higher than last month since I’m away from home and I will have some small vacation splurges.

How was your month?

Dosh Review and Referral Bonus

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Dosh is a card linked app that allows you to earn cash back automatically at many different merchants. The great thing about it being card linked is that it allows you to stack the Dosh cash back with portal cash back. For some merchants the purchase can be made in store or online. Once you link your card you will automatically earn cash back when you use your linked card at a participating merchant. I’ve linked my Chase Ink card to earn 2% cash back from Dosh when I shop at Office Depot in addition to the 5% I get back from Chase plus whatever cash back I can get from a shopping portal if I’m making an online purchase.

Once you earn a $25 minimum Dosh Wallet balance in your account, you can transfer your funds to your PayPal, bank accounts, or donate it to charity. I’ve already cashed out once from Dosh and it was an easy and quick process.

Download the Dosh app and add at least 1 credit or debit card to earn a signup bonus when using my referral code or referral link. My referral code is DAVIDH541. Enter that as the promo code when signing up. Or use this referral link and the code should automatically be applied.

Let me know if you have any questions about the Dosh app.