Andy Hough

Here is a breakdown of my income for February.

Interest	$4.83
Amazon FBA	$45.15
Unemployment	$558
Job	$1664.17
Cashback	$131.45
Bank Bonus	$50
Other Bonuses	$15
Online Income	$1213.14
Dividends	$16.03
Ebay/Other Selling	$81.99
Tax Refunds	$691
Total	$4470.76

February was a great income month. I had a couple of big boosts to my income, one of which was entirely unexpected.

I received $691 in tax refunds. I had to pay Missouri, but I got money back from my Federal and Kansas returns. My refund amount wasn’t as large as most years since I received quite a bit of unemployment income last year and didn’t have tax withheld from most of those payments.

I got an unsolicited offer to buy one of my domain names that I’m no longer using. I happily accepted an offer of $1250 for the domain. After fees, I received $1213.14. I thought that domain might be worth selling. I didn’t have any idea it was worth that much or I would have tried to sell it sooner.

I made $1664.17 from my doc review job for two weeks of work. I should have four paychecks this month so job income will increase this month.

My Amazon FBA side hustle made a tiny bit of money.

I made $15 from filling out a survey and a referral bonus.

Dividend income came in at $16.03. I bought quite a bit of new stock in my dividend portfolio last month that should result in increased dividend income in the coming months. If you sign up using my Robinhood referral link we will both get one share of free stock. Thanks to anyone who signs up using my link. Every little bit helps.

I made $81.99 selling stuff on eBay and elsewhere.

I also received $131.45 in cash back. The big portion of this was my quarterly Rakuten cash back.

Lastly, I received $4.83 in interest and $558 from unemployment.

I expect March will be another great income month although not as great as February. How was your month?

Here is a breakdown of my expenses for February.

Household	$54.41
Mortgage	$355
Entertainment	$28.26
Transportation	$49.27
Food	$88.13
Phone	$29.27
Health	$104.47
Travel	$0
Total	$708.81

My February expenses were once again quite low as there were no unexpected expenses and I didn’t spend much on my usual expenses.

Entertainment expense was for a one month digital subscription to the New York Times, a discounted month of CBS All Access, and a movie ticket plus popcorn and soda. The movie made up the vast majority of that cost. Although I liked the movie I don’t think the overall expense was worth the cost. I probably won’t be going to the movie theater again for a long time.

The mortgage payment was my regular mortgage payment. I did pay extra on the mortgage, but I’m now considering that savings rather than an expense so I’m not including it here.

Transportation was all for gasoline. I had a trip to Kansas City at the beginning of the month and I filled up my tank on the last day of the month even though it was almost half full. Other than the trip to KC I barely drove at all in February.

My food expense was very low. I splurged a bit the last few days of the month since I knew my food expense would still be quite low. The combination of being busy with work and freezing cold temperatures half of the month greatly reduced how often I went out for fast food or to buy junk food.

My phone bill was normal. It included the last month of paying for my phone. This month my bill will still be about the same. After that it should be around $26 most months.

Household expense was for a Sam’s Club membership, a small gift, and a small charitable donation.

Health expense was for health insurance, some medicine and gym dues.

There was no travel expense for February and there probably won’t be any this month. I hope I can do some domestic travel next month.

I have some planned spending this month that will likely increase my expenses this month to a little above $1000. The sub $1000 streak can’t last forever.

How was your month?

Here is a breakdown of my income for January.

Interest	$21.33
Amazon FBA	$45.91
Unemployment	$558
Job	$1074.38
Cashback	$81.92
Other Bonuses	$25
Dividends	$15.41
Ebay/Other Selling	$67.25
Total	$1889.20

January’s income was down from the month before, but still decent. Income was more than double my expenses which is always good.

I made $1074.38 from my doc review job. That was for about a week and a half of work. That project ended and I haven’t had another project yet. They’re saying there might be a project this week. We will see.

My Amazon FBA side hustle made a tiny bit of money.

I made $25 from Sofi for filling out a life insurance application.

Dividend income came in at $15,41. A lot of companies pay dividends in January. If you sign up using my Robinhood referral link we will both get one share of free stock. Thanks to anyone who signs up using my link. Every little bit helps.

I made $67.25 selling stuff on eBay and elsewhere.

I also received $81.92 in cash back. This was all credit card cash back.

Lastly, I received $21.33 in interest and $558 from unemployment.

How was your month?

Here is a breakdown of my expenses for January.

Household	$45.03
Mortgage	$355
Entertainment	$1.00
Transportation	$86
Food	$179.10
Phone	$30.28
Health	$95.09
Travel	$25.31
Student Loan	$5.84
Total	$822.65

My January expenses were quite low as there were no unexpected expenses.

Entertainment expense was for a one month digital subscription to the New York Times.

The mortgage payment was my regular mortgage payment. I did pay extra on the mortgage, but I’m now considering that savings rather than an expense so I’m not including it here.

Transportation was all for gasoline.

My food expense was high, but at least lower than the month before. This includes eating out almost every day. Since my other expenses are low I’m not going to worry about keeping this expense too low.

My phone bill was normal. I have one more month left to pay off my phone and then the monthly bill will go down by $4.

Household expense was for laundry, a haircut, recording a deed, and some personal hygiene items.

Health expense was for health insurance, some medicine and my first month of gym dues. Joining a gym during the pandemic might not have been a wise move. I’m hoping the expense proves worth it.

Travel expense was for a bus fare and my taxi to the Cancun airport.

This month my expenses should be about the same unless I decide to travel a bit.

How was your month?