It seems lately that whenever I read a personal finance article dispensing financial advice people are quick to leave comments as to why the advice won’t work for them. Since I don’t know the people leaving the comments I don’t know if they are legitimate excuses or not. Financial advice is not one size fits all and you can’t expect what works for one to work for everybody. That being said I still think there are a lot of people just making excuses for why they can’t improve their finances. It appears when they read financial advice they think of why that wouldn’t work for them rather than how to make it work for them. They may want to improve their finances but they don’t really want to make any changes in their life.
I am guilty of this myself. I have done a poor job of meeting goals I have set for myself this year. Making excuses to yourself doesn’t work very well since you know they are BS. With that in mind I’ll be making some more goals for next year that I’ll post soon. And next year there will be no excuses.
Yes we can create all sorts of excuses.
I am looking forward to setting some goals for this next year.
Thanks for the post.
I heard to replace “I can’t” with “I don’t want to”. When you do that… it really makes it clear where the real problem is. I’ve tried it and it works. It may not solve the problem, but at least you start being honest about it.
“This won’t work for me because I’m unwilling to change my ways. As part of my overall feeling entitlement I expect things to be quick and easy. I don’t deserve having to do things the hard way”. 😎