How to Make Money with Ink Cartridge Recycling Rewards

I previously wrote a post detailing how you can save money with ink cartridge recycling rewards. I also shared that I had gotten lots of items for almost free and had used rewards to buy all of our toilet paper and paper towels last year. Although that is a good deal you can actually get an even better deal from recycling ink cartridges at the major office supply stores.

Recycle Ink Cartridges for Cash

Although using ink cartridge recycling rewards for purchases at the office supply stores is a great way to take advantage of the ink cartridge recycling programs they are not as good as cash. Unfortunately,the office supply stores do not give you cash for your ink cartridges but rather rewards that can be used for purchases at their stores. There is a simple way to turn those rewards into cash though. Simply buy products at the office supply stores that are free after rebate. These stores often have items available free after rebate which makes it easy to return you rewards into cash. You do need to be careful that the item you are buying is free after rebate rather than free after rewards. If you buy a free after rewards item with your rewards you will not get any money or rewards back.

As an example I recently bought Trend Micro Titanium Maximum Security 2012 – 3 Users at Staples for $49.99 with a $49.99 easy rebate. Since I used $46 in rewards to purchase this item I will actually be making money from my ink cartridge recycling rewards. I plan to use more of my rewards for rebate purchases this year since cash gives me more flexibility in spending. There is only so much stuff to buy at Staples.

You might be skeptical of the rebate process but I can say from previous experience that Staples Easy Rebate process is in fact actually easy. You just enter a couple pieces of information at their rebate site online and your rebate is processed and sent to you within a few weeks. I’ve always gotten my rebates in a timely manner and if you are worried about your rebate you can view its progress on the rebate site. Submitting a rebate online is much easier than having to cut out UPC codes and mail a copy of your receipt to a rebate center. There is no worry about losing your rebate in the mail and you have immediate confirmation that your rebate has been submitted.

My last piece of advice to get the maximum value out of this deal is to have them pay you via PayPal or by a rebate check. They sometimes have a default option of receiving a Visa or Staples gift card. You don’t want the gift card option because it deprives you of further rewards you could make by using your credit card on future purchases.

If you have any questions about how the recycling or rebate process works please feel free to ask.

Online Income Report – December 2011

Here is a breakdown of my online income for December 2011.

Google Adsense – $327.58

Affiliate Income – $284.11

Brokered Ads – $62.25

Direct Ads- $2894.72

Total – $3568.66

My online income was down just a smidgen from the month before. If my income plateaus at this level I really can’t complain but I’m still working on increasing my income. The purchase of Investorz Blog has already resulted in a couple of advertising deals. I just hope I’m not stealing business from my other sites. Most of my affiliate income comes from Bank Bonuses. There isn’t any reason I shouldn’t be making affiliate income from My Retirement Blog and Investorz Blog as well since they are a good fit for financial affiliates. The reason they aren’t making any affiliate income right now is because I haven’t put many affiliate links on them. I’m going to work on adding those without making the sites spammy. I might even add some more affiliate links here if I can figure out a way to work them into my posts without doing posts just for the purpose of promoting an affiliate product.

My main affiliate on Tight Fisted Miser right now is SwagBucks. I don’t make actual cash from promoting them but I usually earn a $5 Amazon gift card or two each month from them. Swagbucks is a good product to promote because readers can make a little extra money from it and I can make a little extra money from it without having to buy anything. I’ll be looking for more win/win products to promote.

Are We Worse Off Than Our Parents?

I have seen the sentiment that people nowadays are worse off than previous generations. I don’t agree, I think people in the United States are currently enjoying a better standard of living than previous generations.

My mother was born in a rural farmhouse with no running water. They got their water from a cistern until she was in her teens. Going to a restaurant was a once or twice a year treat. She actually did have to walk two miles in the snow to school, although it was only uphill one way. They didn’t have a television until she was well into her teens. She didn’t think it was that bad when she was growing up because that was all she knew. She enjoyed her childhood but she doesn’t have any nostalgia about that time. She is quite happy with her current standard of living.

Things have changed quite a bit even since my childhood. Cable TV wasn’t available in our town until I was a teenager. The full cable lineup was 13 channels and it didn’t include MTV. Our TV didn’t have a remote, which wasn’t uncommon at that time. Us kids served as the remote. I was into computers as a kid and had an Atari 400 computer which had a fraction of the computing power that a cell phone has now. There was no internet. Long distance calls were expensive. Our house didn’t have central air conditioning and neither did any of the other houses on our street even though they were all relatively new. We didn’t have a microwave. Going out to eat was a special occasion. I looked forward to when we would travel to a large city since we might get to eat at a McDonald’s.

Let’s compare then to now. Our current basic cable TV lineup has about 60 channels. You can’t buy a TV without a remote. A personal computer is incredibly more powerful now and the cost is about the same. Most people have cell phones now and long distance calls are just another phone call. The internet is commonplace now with the average American spending 13 hours a week online. If you didn’t grow up without internet you may not realize just how great a resource it is. Having central air conditioning in a new house is the norm now. Back in the mid 70s only 36% of the entire U.S. population had air conditioning at all. The large majority of households have microwaves now. Going out to eat isn’t a special treat anymore. Overall, 7 percent of the U.S. population visits McDonald’s each day, and 20 to 25 percent eat in some kind of fast-food restaurant. Some studies suggest that, on average, Americans actually eat one out of every four meals and snacks outside of the home.

You could argue that some of these advances are actually detrimental to quality of life but I think it is clear that we enjoy a much higher standard of living now than ever before. There are some areas where the current generation isn’t as well off such as the high cost of higher education. On the other hand college attendance rates are a lot higher than they used to be. Overall, I think kids today are better off than their parents.

The current generation may eventually see their quality of living decrease due to peak oil, a debt default, or some other major happening but for now they have it pretty good.

December Income – $3648.01

Here is a breakdown of my income for December.

Online Income

$3446.67

Interest

$5.09

Stock Dividends

$107.35

Cash Back

$47.29

Sell Stuff

$16.61

Bank Bonus

$25

Total

$3648.01

December was another great month for income. My online income is still going strong.  A lot of companies pay dividends in December so that category was higher than normal.  I’m still concentrating on my online income for now but if it falls off I will work on increasing my passive income and alternative income.

December Expenses – $2287.99

Here is a breakdown of our expenses for December.

Household

$632.62

Entertainment

$89.52

Transportation

$227.96

Food

$351.90

Cable/Internet

$69.14

Phone

$99.90

Electric

$81.32

Gifts

$370.93

Health

$364.70

Total

$2287.99

Expenses in December were higher than in November but that isn’t too surprising since we did have the expense of buying Christmas gifts.  Our medical expenses were also higher than normal but hopefully no doctor visits will be necessary this month and the health expense will return to normal.  My new goal for the food expense was $350 and we came pretty close to that.  It seems to me that our food expense should be lower but it is about this much or more every month and when I review our food expenses nothing seems extravagant so I’m just going to accept that this is a reasonable amount for our food budget.  I was a little surprised that our electric bill was $81.32 because it has been a mild winter but this apartment just doesn’t stay as warm as our old apartment.  We will have higher electric bills this winter than last.  Overall, our expenses weren’t too bad.  Without the Christmas expenses we should be able to get back under our $2000 goal.