Expense/Income Tracking

Here is a breakdown of my income for March.

Interest	$200.46
Dividends	$19.12
Job	$1296.43
Bank Bonus	$94
Cashback	$25
Ebay	$32.13
Surveys	$105.22
Amazon Merch/KDP	$6.52
Stock Sale	$77.33
Door Dash	$80.92
Total	$1937.13

March was a decent month for income.

Dividend income came in at $19.12.

Interest income was $200.46. Moving my money to a higher earning account paid off. I will try to keep my spare cash invested in T-bills or similar earning accounts to keep my interest earning high.

I received $25 in cash back.

I made $80.92 from Door Dash. It isn’t a big earner in my area. This summer I will try driving in the tourist area that isn’t too far from me and see if that makes doing Door Dash worth it.

My earnings from Amazon Merch and Amazon KDP totaled $6.52.

My job income was $1296.43. Unfortunately, my job ended at the beginning of the month, and I didn’t get any more work. When I get back from Thailand, I will look for more reliable work.

I made $32.13 from eBay sales and $105.22 from surveys.

I made $94 from some small bank bonuses.

Lastly, I made $77.33 from a stock sale. I was going to do an odd lot tender but chickened out. I would have made a lot more money if I had finished the deal.

I would have liked to make more money, but at least it was a little more than I spent for the month. This month I’ll be in Thailand, so I won’t have much income.

How was your month?

Here is a breakdown of my expenses for March.

Household	$102.15
Mortgage/Apt	$115
Utilities	$189.60
Entertainment	$17.27
Transportation	$97.25
Food	$110.71
Visa	$94.04
Health	$0
Travel	$260.10
Support	$115
Total	$1101.12

March’s expenses were quite reasonable.

Entertainment expense was for one month Amazon Prime subscription, one month Hulu, and one month Max.

Rent was $115 for our apartment in Chiang Mai.

My transportation expense consisted of $97.25 for gas.

My food expense was $110.71. That is divided between $33.82 for groceries and $76.89 for restaurants. This is a very low total considering I ate out almost every day. I used the fast-food apps and discounted gift cards to keep my average meal cost low. All but one of my meals during the month cost $3.52 or under.

I paid $46 for a ticket from Bangkok to Chiang Mai and $84.10 in taxes and fees on a ticket from Thailand to Springfield, MO. I’ll probably change the award ticket next month which might result in slightly lower fees. I spent $41 on travel insurance, $40 on a Thai Visa, and $49 for a Motley Fool subscription. I’m considering the subscription a travel expense because I only purchased it for the AA miles and loyalty points I received with the subscription.

Utilities came in at $189.60. This was for electric, trash and internet in the U.S.

The household expense was for one item from Dollar Tree and a gift for my stepdaughter.

I provided $115 of support to my wife.

I spent $94.04 so my wife could fly round-trip from Chiang Mai to Bangkok to get her police certificate. The certificate was needed for her visa application so this is counted as a visa expense.

This month’s expenses will probably be a little higher since I will be traveling to Thailand and I will have some more expenses associated with getting my wife’s visa. How was your month?

Here is a breakdown of my income for February.

Interest	$131.69
Dividends	$22.67
Job	$755.58
Class Action	$1.19
Cashback	$38.05
Ebay	$115.01
Surveys	$49.85
Tax Refunds	$644
Stock Sale	$633.59
Total	$2391.63

February was a decent month for income.

Dividend income came in at $22.67.

Interest income was $131.69.

I received $38.05 in cash back.

I made $1.19 from a random class action payment.

My state and federal tax refunds totaled $644.

My job income was $755.58. That was for one week of work. I’ll get another paycheck later this week and hopefully will have more work this month.

I made $115.01 from eBay sales and $49.85 from surveys.

Lastly, I made $633.59 from a stock sale. I rarely trade stocks outside of my retirement accounts. When I do make trades in my taxable account, I will try to remember to include the gain or loss in my income post.

I hope I will have more job income this month and be able to increase my total income. I will be heading back to Thailand in April and need to build up a little financial cushion.

How was your month?

Here is a breakdown of my expenses for February.

Household	$21.07
Mortgage/Apt	$115
Utilities	$122.95
Entertainment	$13.27
Transportation	$451.03
Food	$99
Visa	$130.17
Health	$455.20
Travel	$107.35
Support	$115
Total	$1630.04

February’s expenses were once again a little high.

Entertainment expense was for one month Amazon Prime subscription, one month Hulu, one month of Paramount Plus and a lottery ticket.

Rent was $115 for our apartment in Chiang Mai.

My transportation expense consisted of $341 for six months of car insurance, $57.04 for an oil change, and $52.99 for gas.

My food expense was $99 even. That is divided between $36.21 for groceries and $62.79 for restaurants. I cut back on eating out and took advantage of a several free or very cheap fast-food specials. This will probably go up a little this month since I intend to eat healthier and eat less fast food.

I paid $130.17 for a round-trip ticket from Chiang Mai to Bangkok so my wife could get her Thai police certificate which we need to complete here U.S. visa application.

Utilities came in at $122.95. This was for electric and internet in the U.S.

The household expense was mainly for a box fan, laptop screws, dog treats, and cleaning supplies.

Travel expense included $84 for a positioning flight from my tiny local airport to DFW and $18 in taxes and fees for an award ticket from DFW-BKK.

I provided $115 of support to my wife.

I spent $455.20 on 14 months of gym membership. I have yet to use it enough to justify the expense, but I will go more often this month.

This month’s expenses should be lower since I’m not expecting any large expenses. How was your month?

Here is a breakdown of my income for January.

Interest	$1219.34
Dividends	$20.17
Bank Bonus	$100
Class Action	$7.70
Amazon Merch	$4.15
Ebay	$0
Surveys	$0
Total	$1351.36

January was an ok month for income considering I didn’t have any job income all month.

Dividend income came in at $20.17.

Interest income was $1219.34. This was much larger than normal due to cashing in a couple of I-bonds.

I received $100 from a bank bonus.

I made $7.70 from a random class action payment.

I made $4.15 from Amazon Merch.

I hope I will have some job income this month and am able to increase my total income. I need a few months of income being larger than expenses.

How was your month?