Andy Hough

Here is a breakdown of my income for September.

Interest	$90.14
Dividends	$274.83
Job	$638.75
Social Casinos	$203.55
CC Bonus	$88.50
Other Selling	$159.27
Ebay	$789.80
Rebate	$200
Cash Back	$77.51
Class Action	$44.06
Total	$2566.41

September was an ok month for income considering I only had one paycheck.

Dividend income came in at $274.83.

Interest income was $90.14

I made $789.80 from selling on eBay. I have a goal of getting this up to $1000 a month. I have a lot of stuff to list on eBay to help me get to that level.

I made $88.50 from a credit card bonus.

I made $638.75 from job income. I worked on a two-week project at the end of the month and I’m scheduled to start another project next week.

I made $202.55 from social casinos.

I made $77.51 from cash back and $44.06 from class actions.

I made $159.27 from other selling and received a $200 gift card from T-Mobile for signing up for their home internet service.

This month’s income should be higher since I should have five paychecks from my job.

How was your month?

Here is a breakdown of my expenses for September.

Household	$119.60
Utilities	$348.51
Entertainment	$2.99
Transportation	$723.97
Food	$405.93
Health	$69.90
Visa	$445
Phone	$15
Total	$2130.90

September’s expenses were higher than I’d prefer.

Entertainment expense was for one month of Peacock and a Powerball ticket. My monthly Prime bill was paid by a free gift card I got for signing up for the Prime Visa card and my monthly Hulu bill is reimbursed by my Amex card.

My transportation expense consisted of $159.26 for gas and $564.71 for a new alternator.

Food expense was $405.93. That is divided between $244.32 for groceries and $161.61 for restaurants. The grocery bill is lower than normal since we had a shopping trip on the last day of August. I think I should get the restaurant expense down a little this month since I have some gift cards that are already accounted for and I’m going to try to reduce my consumption of fast food.

Visa expense came in at $445. The first step of my stepdaughter’s visa was approved so I had to pay some fees to start the next step in the process. This process is going slowly since the State Department website continually kicks me off before I can complete and save even one page. Researching online it seems this is a common issue. I’ve tried different browsers and different laptops, but the issue seems constant.

Utilities came in at $348.51. This was for electric, water, and internet. This was only slightly lower than the previous month. There are starting to be some cooler days, so this expense should go down a lot this month.

Household expense came in at $119.60. There wasn’t a big expense this month, it was just lots of miscellaneous.

I spent $15 for one month of phone service for my wife.

The $69.90 spent on health was for health insurance and otc medications.

September’s expenses were greatly increased by the visa fees and the car repair. I hope to not have any big expenses like that this month so this month’s expenses should be much lower. How was your month?

Here is a breakdown of my income for August.

Interest	$42.98
Dividends	$113.76
Job	$518.29
Social Casinos	$187.31
CC Bonus	$150
Other Selling	$144.18
Ebay	$552.62
Blog Income	$23.48
Cash Back	$46.76
Surveys	$21.23
Total	$1800.61

August was an ok month for income.

Dividend income came in at $113.76.

Interest income was $42.98.

I made $552.62 from selling on eBay. I have a goal of getting this up to $1000 a month. I have a lot of stuff to list on eBay to help me get to that level.

I made $150 from a credit card bonus. I will hopefully have a large bank bonus and another credit card bonus this month.

I made $518.29 from job income. After finishing my last project, I was unable to get on to another project. At this point, I have decided to stop trying and see if I can make enough money from other sources to pay all my bills.

I made $187.31 from social casinos. I’ve already cashed out $100 this month and should be able to cash out more before the end of the month. I’ve been sending in more sweepstakes entries which should result in this income going up some.

In August, I finally received some ad income for the blog. After hosting and domain expenses I was left with a profit of $23.48 for the year. If this last advertiser quits renewing their ads, I’ll need to look into moving this blog to a free hosting service.

I made $46.76 from cash back and $21.23 from surveys.

I made $144.18 from other selling.

This month’s income will probably be a little lower since I won’t have any job income.

How was your month?

Here is a breakdown of my expenses for August.

Household	$150.68
Utilities	$359.44
Entertainment	$1.99
Transportation	$551.31
Food	$486.64
Health	$61.46
Travel	$0
Phone	$15
Total	$1626.52

August’s expenses were a little higher than I’d prefer.

Entertainment expense was for one month of Peacock. My monthly Prime bill was paid by a free gift card I got for signing up for the Prime Visa card and my monthly Hulu bill is reimbursed by my Amex card.

My transportation expense consisted of $172.31 for gas and $379 for six months of car insurance.

Food expense was $486.64. That is divided between $372.17 for groceries and $114.47 for restaurants. The grocery bill is a little inflated since we had a shopping trip on the last day of the month. That should allow us to spend less on groceries this month. My restaurant expense was much lower than usual. It will be difficult to keep it that low again this month.

Travel expense came in at $0.

Utilities came in at $359.44. This was for electric, water, and internet. The electric/water bill was $319. That was caused by a lot of A/C use due to a heat wave and also a lot of watering of the yard and garden. There are starting to be some cooler days, so I’m hoping this expense will go down a lot this month.

Household expense came in at $150.68. There was an expense of $81 to pay for medicine for our dog. The rest was mostly spending on the yard and normal household stuff.

I spent $15 for one month of phone service for my wife.

The $61.46 spent on health was for health insurance.

This month’s expenses should be a little lower. How was your month?

Here is a breakdown of my income for July.

Interest	$38.21
Dividends	$14.43
Job	$3370.91
Social Casinos	$173
CC Bonus	$125
Bank Bonus	$50
Ebay	$265.99
Amazon Merch	$4.15
Total	$4041.69

July was a good month for income.

Dividend income came in at $14.43. It will be much higher this month.

Interest income was $38.21 This amount is down because I moved some money to qualify for a bank bonus and I also moved a big chunk of cash to the stock market. So far, moving the money from my interest earning account to stocks has been a losing move. I’m hoping it will prove to be the right move in the long run.

I made $265.99 from selling on eBay. I spent a bit more time listing items on eBay and that resulted in more sales.

I made $125 from a credit card bonus and $50 from a bank bonus. If the bonuses that are scheduled to post this month, post correctly then I will make a lot more from bonuses this month.

I made $3370.91 from job income. Although I had a couple of weeks where I got less than 40 hours this was more than offset by having five paychecks during the month. I’m currently between projects. If it takes me very long to get on another project then job income could be way down this month.

This month’s income will probably be a little lower.

How was your month?