March Income $2619.38

Here is a breakdown of my income for March.

Interest$165.22
Dividends$22.81
Job$1598.23
Surveys$74.20
Cashback$47.12
Tax Refund$641
Ebay$70.80
Total$2619.38

March was an okay month for income.

Dividend income came in at $22.81.

Interest income was $165.22

I made $70.80 from selling on eBay.

I made $47.12 from cash back and $74.20 from surveys.

I made $1598.23 from job income. This was lower than normal due to missing 9 days of work while visiting Thailand. This should return to normal this month.

I made $641 from my state tax refund.

This month will be better since I will be working the entire month.

How was your month?

March Expenses $1902.30

Here is a breakdown of my expenses for March.

Household$130.99
Mortgage/Apt$0
Utilities$275.23
Entertainment$26.26
Transportation$185.58
Food$535.07
Visa$0
Health$190.69
Travel$540.56
Phone$17.92
Total$1902.30

March’s expenses were a little high, but trending in the right direction

Entertainment expense was for one month of Amazon Prime, one month Hulu, one month or Paramount Plus, one month of Max, and a lottery ticket. I forgot to cancel Paramount Plus before my free months expired. I’ve received many free months from them so it still isn’t a bad deal.

My transportation expense consisted of $109.42 for gas, $72 to get my car inspected and licensed for two years, and $4.16 for a taxi in Bangkok.

My food expense was $535.07. That is divided between $361.55 for groceries and $175.32 for restaurants. That is higher than normal. Some of that is from eating out a lot when we were in Thailand and some is for buying stuff for my wife’s family and some is just from a lot of random spending. This should return to a more normal level this month.

Travel expense came in at $540.56. $188.70 was for airfare. When we got to Thailand I was surprised to get a text that our return flights to the U.S. were canceled. Luckily, I was able to buy us new tickets for not too much more than our original flights. The difference between our refunded flight and the new flight was $181.04. I spent $7.66 for a carry-on bag on Air Asia.

I spent $206.03 on hotels. That was for one night near LAX and five nights in Thailand. The Thailand hotel also included a scooter rental in that rate.

Utilities came in at $275.23. This was for electric, trash, and internet.

Household expense came in at $130.99. This included a haircut, clothes, postage, gifts for my wife’s family, and other household stuff.

I spent $17.92 for one month of phone service for my wife and a Thai sim card.

The $190.69 spent on health consisted of $61.46 for an insurance premium, $51.01 for medicine and supplements and $78.22 for a doctor visit.

This month’s expenses should much lower, closer to a normal month. How was your month?

February Income $4747.85

Here is a breakdown of my income for February.

Interest$181.71
Dividends$31.81
Job$2995.06
Other Selling$38.63
Cashback$35.64
Tax Refund$1474
Ebay($9)
Total$4747.85

February was a good income month. A

Dividend income came in at $31.81.

Interest income was $181.71.

I had a loss of $9 from selling on eBay.

I made $38.63 from other selling. This was stuff that wouldn’t be worth my time to resale except that buying them helps me meet a credit card signup bonus.

I made $35.64 from cash back.

I made $2995.06 from job income. I once again forgot to include my health insurance premiums deducted from my paycheck in the month’s expenses. I will remember to add them for this month.

I made $1474 from my federal tax refund.

This month will probably be a little lower since I missed five work days due to being in Thailand and I won’t have the large tax refund to boost my income.

How was your month?

February Expenses – $2508.36

Here is a breakdown of my expenses for February.

Household$294.50
Mortgage/Apt$0
Utilities$222.91
Entertainment$11.27
Transportation$459.34
Food$353.16
Visa$0
Health$1004.65
Travel$147.53
Phone$15
Total$2508.36

February’s expenses were again quite high. This month’s expenses will also be high but I hope they will be a little lower.

Entertainment expense was for one month of Amazon Prime, one month Hulu, and one month of Max.

My transportation expense consisted of $95.34 for gas, $359 for six month of insurance, and $5 for a bus in LA.

My food expense was $353.16. That is divided between $223.71 for groceries and $129.45 for restaurants. This will probably be about the same this month.

Travel expense came in at $147.53. This was $86 for airfare (2 tickets Singapore to Bangkok), $24.70 for a hotel in Bangkok, and $36.83 for travel insurance.

Utilities came in at $222.91. This was for electric and internet.

Household expense came in at $294.50. This was higher than normal as it included a gift of an iPhone in addition to the normal household items.

I spent $15 for one month of phone service for my wife.

The $1004.65 spent on health consisted of $61.46 for an insurance premium, $4.61 for medicine, and $938.58 for doctor visits. This expense should be much less this month.

This month’s expenses will still be higher than normal, but should be a little lower. How was your month?

January Income – $3443.02

Here is a breakdown of my income for January.

Interest$193.76
Dividends$20.27
Job$3768.27
Other Selling$12.47
Cashback$56.76
Ebay($64.66)
Capital Loss($548)
Amazon Merch $4.15
Total$3443.02

January was a good income month. Although I had some negative income, that was offset by having five paychecks during the month.

Dividend income came in at $20.27.

Interest income was $193.76.

I had a loss of $64.66 from selling on eBay. This was an item that I bought a couple of years ago on speculation that it would go up in value. That didn’t happen and I was happy to finally unload it for not too bad of a loss.

I made $12.47 from other selling. This was stuff that wouldn’t be worth my time to resale except that buying them helps me meet a credit card signup bonus.

I made $56.76 from cash back.

I made $3768.27 from job income. When adding this up I realized that I forgot to include my health insurance premiums deducted from my paycheck in this month’s expenses. I will remember to add them for this month.

I made $4.15 from Amazon Merch.

Finally, I had a capital loss of $548 from selling some stocks. I decided to reduce the number of stocks I own in taxable accounts and sold off all of my losers.

This month will probably be a little lower since it is a shorter month and I’ll be off four workdays at the end of the month to go to Thailand.

How was your month?