Here is a breakdown of my expenses for October.
Household | $82.20 |
Rent | $450 |
Entertainment | $87.88 |
Transportation | $67.06 |
Food | $250.33 |
Travel | $254.07 |
Phone | $40.83 |
Student Loan | $132.58 |
Health | $733.31 |
Total | $2098.26 |
My October expenses were once again crazy high. This was due to almost $600 in dental expenses and over $250 of travel expenses.
Entertainment was for movie concessions, one month of Hulu and some dinners with my girlfriend. This expense should go down this month.
Transportation expense was just for gas. My gas spending was lower than normal since I was out of the country for half of the month. This expense will go up some this month since I will be driving more.
My food expense continues to be ridiculously high. It was a little bit higher than last month’s which was also way too high. I’ve got to stop buying fast food and junk food so much. It is bad for my pocketbook and my health.
My travel expense was mainly for two intra-Thailand flights that I had to rebook and four nights hotel that I paid out of pocket since the particular hotel I wanted to stay at wasn’t bookable with credit card points. The remainder of my hotel nights were free using credit card rewards. This expense will be much lower this month although there will be a little bit of spending to set up next year’s trip.
My phone bill went up a little since I made an international call and used more data than usual. This expense should go down slightly this month.
My health expense was for one month of health insurance, one month’s dues for a fitness center membership, some medicine, and a new crown for my dental implant. This expense will go down significantly this month.
This month’s expenses should be much closer to $1000 than $2000 barring any unexpected expenses. It will be nice to have a month with a reasonable level of expenses again. How was your month?
We all have ups and downs but the averages are what we have to work with when we have emergency funds.
Yes, I have enough savings that these expenses were no problem at all.