My savings/debt payment percentage for November was only 24%. This is because my balance transfer of my student loan from Wells Fargo to Capital One was screwed up. I have about $500 slated for debt payment from November that I carried over to this month. I don’t want to make any more payments until the balance transfer is straightened out. I should be able to completely pay my student loan off this month and make my goal of 50% of my income going to savings and debt payment.