February Savings Rate – 48.32%

March 11, 2014

I made $4138.30 in February and put $2000 in savings for a savings rate of 48.32%. That is just a bit higher than last month’s savings rate. I’m happy with that savings rate. I’m not putting money into savings quite as aggressively as I did last year. I’m planning to hike and do a bit […]

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March 2014 Goal Update 1

March 9, 2014

This is my first update on my progress – or lack of progress – on the goals I set for myself this month. I set a goal to exercise at least twice a week. That was a pretty easy goal and I did manage to exercise two times this past week. I didn’t exercise more […]

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February Income – $4138.30

March 6, 2014

Here is a breakdown of my income for February. Online Income $444.90 Interest $3.77 Dividends $19.77 Cash Back $37.18 Job $2408.49 Tax Return $1152.01 Mystery Shop $12 Stock Sale $60.18 Total $4138.30 February was a good month for income since I did receive two paychecks for full-time hours.  It could have been even better since […]

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February Expenses – $892.17

March 2, 2014

Here is a breakdown of my expenses for February. Household $427.88 Entertainment $101.77 Transportation $79.21 Food $121.39 Phone $26.81 Health $61.11 Travel $74.00 Total $892.17 My February expenses were nice and low. Not only did I make my normal goal of keeping my expenses under $1000 a month, I managed to keep my expenses under […]

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Making March Goals After Lazy February

March 1, 2014

February was a pretty lazy month for me.  I never did get around to making any goals for the month or maybe I made some goals and just forgot about them.  Either way I didn’t get much done.  I did work my 40 hour a week job, although I didn’t work any overtime. My job […]

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Hug Tax: Why Life Insurance is More Expensive for Families

February 26, 2014

A family is always rich in love, but the enormous expenses involved with providing room and board to cute little people without jobs often means that financially, they cannot accurately be described as such. On the other hand, couples without children typically have income that is not spent on toys, candy and incredible shrinking clothes […]

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January Savings Rate – 45.73%

February 16, 2014

I made $2733.20 in January and saved $1250 for a savings rate of 45.73%. That is a pretty good start to the year. I forgot to calculate my savings rate for December so I don’t have a last month comparison for this month. My savings rate in November so this month was obviously a lot […]

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How to File Your Taxes for Free

February 12, 2014

The Internal Revenue Service opened the electronic tax return filing season on January 31, 20123. It can cost hundreds of dollars to have your taxes done if you go to a tax preparation firm.  Even using tax preparation software can be expensive.  If you haven’t filed your taxes yet you may be able to use […]

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January Income – $2733.20

February 4, 2014

Here is a breakdown of my income for January. Online Income $525.60 Interest $3.64 Dividends $12.92 Cash Back $25.85 Job $2165.19 Total $2733.20 January was a decent month for income since I did work full time for the whole month. My previous job and my current job overlapped for a week, but I just took […]

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