September Income – $170.01

Here is a breakdown of my income for September.

Interest$129
Dividends$19.52
Job$0
Cash Back$16.60
Amazon Merch$4.89
Total$170.01

September was a very low-income month due to not having any job income during the month.

Dividend income came in at $19.52

Interest income was $29. The high interest rates make for a nice return on my money.

I received $16.60 in cash back.

I received $4.89 from Amazon Merch. It isn’t much but since it is all passive income now it is still a good deal.

I made $0 in job income. I’m now back at work so I’ll have job income this month.

How was your month?

September Expenses – $828.83

Here is a breakdown of my expenses for September.

Household$60.57
Mortgage/Apt$111.20
Utilities$264.33
Entertainment$29.60
Transportation$45.66
Food$189.48
Phone$7.17
Health$10.70
Travel$54.52
Support$55.60
Total$828.83

September’s expenses were unusually low.

Entertainment expense was for an Amazon Prime subscription, one month Thailand Netflix, one month Peacock TV, a Powerball ticket, and a movie rental. In Thailand, I can get Netflix for only $4.88 a month and it still works when I return to the U.S.

Rent was $111.20 for our apartment in Chiang Mai.

My only transportation expense was $45.66 for gas,

My food expense was $189.48. That is divided between $64.70 for groceries and $124.78 for restaurants. This expense will go down slightly this month.

My phone bill was $7.17 for one month of service in Thailand. I won’t have a phone bill this month.

Utilities came in at $264.33. This was for electric, water, and internet at my U.S. residence and water and electric in Chiang Mai.

The household expense was for a haircut, batteries, deodorant, headphones, paper towels and various other household items.

Travel expense included $13.90 for a hotel in Bangkok. It also included $9.17 for a taxi to and from the Bangkok airport, $22.04 for a train ticket from Narita to downtown Tokyo, and $7.41 for a bus to Haneda airport.

I provided $55.60 of support to my wife.

This month’s expenses will probably be a little higher since it is difficult to keep expenses that low.

How was your month?

August Income – $1275.58

Here is a breakdown of my income for August.

Interest$132.76
Dividends$28.79
Job$755.07
Cash Back$333.96
Mystery Shop$25
Total$1275.58

August was a decent income month considering I only worked the first three days of the month.

Dividend income came in at $28.79.

Interest income was $132.76. The high interest rates make for a nice return on my money.

I received $333.96 in cash back. I made a few purchases for buyer’s clubs a couple months ago when shopping portals were offering a high cash back rate and the cash back became payable in August.

I received $25 from a mystery shop. Getting paid $25 to eat a burger and fries and then spend about 20 minutes reporting information on your shop is a pretty good deal.

I made $755.07 in job income. I only worked the first three days of the month. This pay was for my final two paychecks plus my delayed holiday pay for working on Independence Day.

My income was a little more than my expenses which is always good. This month my income will be a lot lower since I won’t return to the U.S. until the end of the month. Even if I manage to get work right away I won’t get paid until October.

This was a solid income month considering I was in Thailand and not working for most of the month. How was your month?

August Expenses – $1034.11

Here is a breakdown of my expenses for August.

Household$32.02
Mortgage/Apt$115
Utilities$240.79
Entertainment$26.43
Transportation$299.33
Food$246.65
Phone$8.69
Health$10.34
Travel$54.86
Support$0
Total$1034.11

August’s expenses were quite reasonable.

Entertainment expense was for an Amazon Prime subscription, one month Thailand Netflix, parking, a couple of movie tickets and two waters at the movies. In Thailand, I can get Netflix for only $4.88 a month and it still works when I return to the U.S.

Rent was $115 for our apartment in Chiang Mai.

Transportation included $11.98 for gas, $3.95 for Songtaews, and $283.40 for six month of car insurance.

My food expense was $246.65. That is divided between $112.14 for groceries and $134.51 for restaurants. This is typical for when I’m in Thailand. I expect this expense will go down slightly this month.

My phone bill was $8.69 for one month of service in Thailand. It will be roughly the same for this month.

Utilities came in at $240.79. Electric and water in Chiang Mai came to $38.34. The remaining amount was for electric, water, and internet at my U.S. residence.

The household expense was for a haircut, a power strip, facial tissue, and various other household items.

Travel expense included $44.28 for airfare. That total includes airfare from Chiang Mai to Bangkok and a seat selection fee for my Air Asia flight from Bangkok to Tokyo. It also includes $2.81 for my hotel in L.A. Most of the hotel expense was paid for in points or covered by my annual CSP $50 hotel reimbursement. Lastly, the travel expense includes $7.77 for a taxi from the Chiang Mai airport and a $2 tip for my LAX hotel shuttle.

I provided $0 of support to my wife since I was in Thailand and was able to cover all expenses directly.

This month’s expenses will probably about the same since I will be in Thailand for most of the month.

How was your month?

July Income $5212.75

Here is a breakdown of my income for July.

Interest$144.42
Bank Bonus$100
Ebay$245.31
Other Selling$88.49
Dividends$15.43
Job$3353.81
Cash Back$19
Amazon Merch$4.15
Tax Return$1209.14
Mystery Shop$33
Total$5212.75

July was a great income month. Working lots of overtime plus getting my federal tax return made for a nice income total for the month

Dividend income came in at $15.43.

Interest income was $144.42 Keeping my money in a high-interest account plus some in T-Bills made for a nice return.

I received $100 from a bank bonus.

I made $245.31 from eBay. This is pretty good considering I was working overtime most of the month and not spending much time on eBay.

I made $88.49 from sales outside of eBay.

I received $19in cash back.

My federal tax refund was $1209.14. It was received later than usual this year since I had to paper file so I could get an ITIN for my wife.

I received $33 from a mystery shop. Getting paid $33 to eat a burger and fries and then spend about 20 minutes reporting information on your shop is a pretty good deal.

I made $4.15 from Amazon Merch.

I made $3351.81 in job income. I worked 26 days straight on my last project and racked up quite a bit of overtime. Job income will be way down this month as I am in Thailand and not working.

It was great to have a solid income month. I’ve finally restored my cash savings to where they were at their highest level last year. How was your month?