Here is a breakdown of my expenses for October.
| Household | $400 |
| Entertainment | $44.49 |
| Transportation | $32.52 |
| Food | $141.11 |
| Student Loan | $90 |
| Travel | $0 |
| Phone | $36.79 |
| Health | $89.62 |
| Total | $834.53 |
October was a super low expense month. Since my income was also low it is good that I was able to keep my expenses low. I’ve been lucky the last few months to not have any big expenses come up. That lucky streak will end this month. I signed up for the Chase Sapphire Reserve card and will be paying a $450 annual fee. That is a pretty big fee. It is especially big compared to the size of my expenses. I think the fee will be worth it since I’ll receive a sign-up bonus worth over $1000 and will also receive a $300 travel credit this year and next. I think I’ll be able to travel quite a bit next year using the points from this card.
Other than the increase in travel expenses I don’t think any of my other expenses will change much this month. I would like to decrease my food spending just a little. Since we have a week-long trip to Las Vegas and South Carolina coming up next week it might be difficult to keep the food spending down. I’m okay with that as long as I feel like I get good value for the money spent.
How was your October?