Comments on: My Stock Portfolio http://tightfistedmiser.com/2009/07/11/my-stock-portfolio/ Extreme Frugality - How to Live Well on Very Little Tue, 22 May 2012 10:42:25 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: Andy Hough http://tightfistedmiser.com/2009/07/11/my-stock-portfolio/comment-page-1/#comment-35367 Andy Hough Mon, 13 Jul 2009 21:51:48 +0000 http://tightfistedmiser.com/?p=1330#comment-35367 Dreamer - I buy my stocks through Zecco. They had free stock trades when I signed up. They've changed the terms since then but they're still pretty cheap and I'm too lazy to move my money so I continue using them. DGI - I don't automatically reinvest my dividends because Zecco doesn't offer that option online. Most of my positions are too small for my dividends to buy a full share anyway. Currently, I let my dividends accumulate and then use them with my other funds to buy my next stock. It will probably be about 10 years before I use the dividends for income although I'm hoping it might be sooner. I'm aware of the 4% withdrawal rule but I think I can safely withdraw more if my portfolio is yielding more than that. JerryB - I like Realty Income the best although they might be the riskiest pick of the bunch depending on what happens with real estate. Dreamer – I buy my stocks through Zecco. They had free stock trades when I signed up. They’ve changed the terms since then but they’re still pretty cheap and I’m too lazy to move my money so I continue using them.

DGI – I don’t automatically reinvest my dividends because Zecco doesn’t offer that option online. Most of my positions are too small for my dividends to buy a full share anyway. Currently, I let my dividends accumulate and then use them with my other funds to buy my next stock. It will probably be about 10 years before I use the dividends for income although I’m hoping it might be sooner. I’m aware of the 4% withdrawal rule but I think I can safely withdraw more if my portfolio is yielding more than that.

JerryB – I like Realty Income the best although they might be the riskiest pick of the bunch depending on what happens with real estate.

]]> By: JerryB http://tightfistedmiser.com/2009/07/11/my-stock-portfolio/comment-page-1/#comment-35275 JerryB Sun, 12 Jul 2009 19:36:19 +0000 http://tightfistedmiser.com/?p=1330#comment-35275 Interesting list. Bemis, Coke and Realty Income are all on my short list to buy next time I have sufficient funds. Which one I get will depend on the market conditions when I have the money. Interesting list. Bemis, Coke and Realty Income are all on my short list to buy next time I have sufficient funds. Which one I get will depend on the market conditions when I have the money.

]]> By: Dividend Growth Investor http://tightfistedmiser.com/2009/07/11/my-stock-portfolio/comment-page-1/#comment-35266 Dividend Growth Investor Sun, 12 Jul 2009 14:45:38 +0000 http://tightfistedmiser.com/?p=1330#comment-35266 Realty Income is a great dividend stock. Do you re-invest distributions automatically or not? Actually most dividend investors focus mainly on yield, but some studies suggest that with stocks one shouldn't really withdraw more than 4% of their portfolio value each year. That means to me that if you have a portfolio yielding 6%, you shouldn't spend all of your income, but leave 2% as a buffer that would soften the blow to your portfolio if something bad happens.. When do you plan on using your portfolio for income? If it's in 10 years or more you could go for a lower yield and higher dividend growth from stocks such as PG for example. Best Regards, DGI Realty Income is a great dividend stock. Do you re-invest distributions automatically or not?

Actually most dividend investors focus mainly on yield, but some studies suggest that with stocks one shouldn’t really withdraw more than 4% of their portfolio value each year. That means to me that if you have a portfolio yielding 6%, you shouldn’t spend all of your income, but leave 2% as a buffer that would soften the blow to your portfolio if something bad happens..

When do you plan on using your portfolio for income? If it’s in 10 years or more you could go for a lower yield and higher dividend growth from stocks such as PG for example.

Best Regards,

DGI

]]> By: Dreamer http://tightfistedmiser.com/2009/07/11/my-stock-portfolio/comment-page-1/#comment-35166 Dreamer Sat, 11 Jul 2009 10:26:39 +0000 http://tightfistedmiser.com/?p=1330#comment-35166 Thats a good return, been thinking of doint something similar myself, at moment most of cash in fixed rate bonds paying monthly interest. Do you use a broker or do you buy direct? How do you go about it. Thats a good return, been thinking of doint something similar myself, at moment most of cash in fixed rate bonds paying monthly interest.

Do you use a broker or do you buy direct? How do you go about it.

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