Comments on: Do Reward Cards Actually Reward You? http://tightfistedmiser.com/2008/04/10/do-reward-cards-actually-reward-you/ Extreme Frugality - How to Live Well on Very Little Mon, 21 May 2012 01:53:39 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: Tight Fisted Miser » Blog Archive » Frugality Picks and a Meme http://tightfistedmiser.com/2008/04/10/do-reward-cards-actually-reward-you/comment-page-1/#comment-15946 Tight Fisted Miser » Blog Archive » Frugality Picks and a Meme Wed, 23 Apr 2008 14:58:51 +0000 http://tightfistedmiser.com/?p=298#comment-15946 [...] edition of the Festival of Frugality is hosted at On Financial Success. It includes my post “Do Reward Cards Actually Reward You.” Some of my favorites from the rest [...] [...] edition of the Festival of Frugality is hosted at On Financial Success. It includes my post “Do Reward Cards Actually Reward You.” Some of my favorites from the rest [...]

]]> By: The Paragraph Edition | Festival of Frugality 122 | On Financial Success http://tightfistedmiser.com/2008/04/10/do-reward-cards-actually-reward-you/comment-page-1/#comment-15893 The Paragraph Edition | Festival of Frugality 122 | On Financial Success Tue, 22 Apr 2008 07:42:05 +0000 http://tightfistedmiser.com/?p=298#comment-15893 [...] be interested in saving money on groceries with your stimulus check. Frugal shoppers need to be careful not to spend more with rewards credit cards (stocking up on pizza) and to take care to avoid stealth prices as you seek out bargains. Sometimes [...] [...] be interested in saving money on groceries with your stimulus check. Frugal shoppers need to be careful not to spend more with rewards credit cards (stocking up on pizza) and to take care to avoid stealth prices as you seek out bargains. Sometimes [...]

]]> By: Aaron Stroud http://tightfistedmiser.com/2008/04/10/do-reward-cards-actually-reward-you/comment-page-1/#comment-15874 Aaron Stroud Tue, 22 Apr 2008 00:19:51 +0000 http://tightfistedmiser.com/?p=298#comment-15874 I think the rewards cards I've used have had a small impact on my spending. Probably not enough cost me much, but certainly enough to negate the <em>cash back</em>. I've been experimenting with sticking solely to my atm card. I get 0.5% cash back on all of my credit purchases through the card, so it's almost as good of a deal as a rewards card. I think the rewards cards I’ve used have had a small impact on my spending. Probably not enough cost me much, but certainly enough to negate the cash back.

I’ve been experimenting with sticking solely to my atm card. I get 0.5% cash back on all of my credit purchases through the card, so it’s almost as good of a deal as a rewards card.

]]> By: Elizabeth http://tightfistedmiser.com/2008/04/10/do-reward-cards-actually-reward-you/comment-page-1/#comment-15394 Elizabeth Fri, 11 Apr 2008 07:09:17 +0000 http://tightfistedmiser.com/?p=298#comment-15394 With very few exceptions, I buy everything with a credit card. I find I spend less when I use a credit card than when I'm paying with cash. Plus with CCs I always have a paper trail of where my money has gone. Because I spend between $1,000 - $2,000 each month, I'm care very much what card I'm using and how good the reward program is. I put all of my food purchases on a Kroger 1-2-3 rewards card that gives me cash back and customized coupons. I put all of my gas and Costco purchases on a rewards Amex card. And I've just received a new cash rewards card that pays on every single purchase and has no annual rewards cap. Between getting an extra 30 days to pay for my purchases and my cash rewards, I have no doubt that my reward cards are rewarding me. With very few exceptions, I buy everything with a credit card. I find I spend less when I use a credit card than when I’m paying with cash. Plus with CCs I always have a paper trail of where my money has gone. Because I spend between $1,000 – $2,000 each month, I’m care very much what card I’m using and how good the reward program is. I put all of my food purchases on a Kroger 1-2-3 rewards card that gives me cash back and customized coupons. I put all of my gas and Costco purchases on a rewards Amex card. And I’ve just received a new cash rewards card that pays on every single purchase and has no annual rewards cap. Between getting an extra 30 days to pay for my purchases and my cash rewards, I have no doubt that my reward cards are rewarding me.

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